Description: A moderately attractive man, he likes to wear blue tank tops with yellow pants. His long golden hair is drawn into a two foot long braid. His amber unseeing eyes seem to look past you.

Personality: He seems absolutely devoid of it. He stares off into space and will respond with overly literal and minimalist answers to questions. He loves being with his children and actually smiles when they are around. He would do anything for them. He dislikes his ex a great deal.

History: Efferil was raised in a hard working conservative environment. His childhood dream was to be a Hunter, but he was a colossal failure. Due to his spouse's obsession with being a Hunter they were divorced and he won custody of their son. He worked as a Banker, and he later adopted a second son.

Motivation: Sabotage a competitor.

Flaws: Disease, Mundane. Bonds: Attractive, Family, Job. Occupation: Banker

Voice: Dutch accent

Possessions: 17000 gp. A necklace of small pink pearls (5000 gp). Gold and topaz bottle stopper cork (800 gp). Large well-done wool tapestry (400 gp). Large well-done wool tapestry (400 gp). A detailed rose, with petals and thorns, constructed of silver and electrum (50 gp). Carved harp of exotic wood with ivory inlay and zircon gems (1200 gp). Brass mug with jade inlays (400 gp). A pair of blacksmith’s puzzle; each has a pair of interlocked iron designs that users try to take apart and put back together (50 gp). A delicate silver chain set with a tourmaline (50 gp). Old masterpiece painting (800 gp). An elaborate, whalebone scrimshaw carving of intertwined orbs, each showing the legend of creation story (50 gp). Silver ewer (50 gp). A large tome filled with over one hundred recipes written by a former royal chef. (40 gp). A large tome filled with over one hundred recipes written by a former royal chef. (40 gp). A roughly beaten golden orb (40 gp). An elaborate, whalebone scrimshaw carving of intertwined orbs, each showing the legend of creation story (50 gp). 1 Medium magic item. 1 Medium magic item. 1 Medium magic item.

Description: Her right thumb is blackened and bruised, but otherwise she appears quite healthy. She dresses well, typically a more casual-formal manner. Her silver hair is still thick. Her silver eyes are passionate and lively.

Personality: She loves telling others what to do and how they should feel about things. She has no love for corruption and racketeering and views those as crimes of the highest magnitude.

History: She got into the Banker business at a young age. Being born in the south, she completed her medical training abroad so as to avoid the war. She returned after the war having achieved medical proficiency. She was a general practitioner in the south for years, until she, through no fault of her own, lost a patient who had a very powerful family. Rather than risk reprisal she made her way north. She inherited the family business which she has now maintained for 5 years.

Motivation: An old rival family wants her found.

Ideals: Opinionated, Justice. Bonds: Attractive, Job, Family. Occupation: Banker

Voice: Dutch accent

Possessions: 1500 pp. Moonstone (70 gp). Freshwater pearl (15 gp). Black pearl (1100 gp). Alexandrite (1100 gp). Smoky quartz (70 gp). Alexandrite (1100 gp). 1 Medium magic item.

Description: He appears as an extremely gaunt Elf, and stands approximately 5'1". He wears a worn and beaten armor, and his gloved hand is found clutching a warhammer. He wears his white hair down. He has several tiny emerald earrings on each ear.

Personality: He will use flattery and sarcasm to attack and weaken his opponents. Despite his formidable combat skills he remains a coward. He does not regard money as being a problem because it has never been a problem for him. He lives in a bit of an ivory tower believing all problems are one quick intervention away from being solved.

History: When he was but 4 years old his parents immigrated from the south. His childhood dream was to be a Spice Merchant, but he was a colossal failure. He has built up a small fortune and can afford his own way.

Motivation: He is terrified, and will act out of fear; and wants to open a new tavern

Ideals: Fighting. Flaws: Fearful. Bonds: Rich, Immigrant, Job. Occupation: Soapmaker

Voice: Australian accent

Possessions: 5000 gp. Jeweled electrum ring (6000 gp). Finely wrought small gold bracelet (30 gp). Golden circlet with four aquamarines (3000 gp). An abacus with copper, silver and gold markers (90 gp). A delicate silver chain set with a tourmaline (30 gp). 1 Medium magic item.

Description: This southern man is abnormally tall. He wears a grey coat over a brown low-cut shirt, and a small hat upon his head. His whole body is exceptionally muscular. His red hair is slicked back into a classic pompadour. He wears large thick round spectacles.

Personality: He hates goblins. He views them as having robbed his home of its proper glory. He works hard and plays hard.

History: Raised by wardens he was only a novice when goblins swooped upon their monastery and killed most of the order. While studying, he fell in love. They married and had a daughter. He has since married many spouses, only to have them die. He claims to not be responsible.

Motivation: Many goblins want him driven away; and his name or reputation has been wronged in the past by goblins, and he desires to right it

Flaws: Hedonist. Bonds: Immigrant, Enemies, Religious, In love. Occupation: Fletcher

Voice: Spanish accent

Possessions: 7000 gp. An abacus with copper, silver and gold markers (140 gp). Gold music box (1000 gp). Gold and topaz bottle stopper cork (1000 gp). Old masterpiece painting (1900 gp). Carved bone or ivory statuette (40 gp). Gold dragon comb with red garnet eye (1000 gp). Embroidered and bejeweled glove (1000 gp). A roughly beaten golden orb (140 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: This northern woman typically wears black cloth garments or leather armor. Her clothes are grease stained in places. She has no hair. She has gleaming, smiling white eyes.

Personality: She is soft-spoken, optimistic and speaks nonstop, as she rather likes the sound of her voice. Her demeanor is somewhat feminine. She will often invite strangers home for dinner and talk their ears off. She cares deeply for her spouse and does her best to make sure her guests look presentable.

History: Born to a Performer, her father struggled to pay the bills. When money was particularly tight she was walking through alleys when she overheard a Scribe hiring some criminals to sabotage a competitor. She made her way to the other competitor and parlayed her knowledge into a job. She was recently attacked on the road and savagely beaten by bandits.

Motivation: She wants revenge against illithids; and wishes to resurrect an old love

Ideals: Optimist. Flaws: Ugly. Bonds: Poor, Immigrant, In love. Occupation: Scribe

Voice: Posh accent

Possessions: 10000 gp. Jasper (30 gp). Malachite (12 gp). Red spinel (50 gp). Chalcedony (30 gp). Hematite (12 gp). Rose (30 gp). Lapis lazuli (12 gp). Banded agate (12 gp). Aquamarine (1400 gp). Moss agate (12 gp). Golden yellow topaz (1400 gp). Moss agate (12 gp). Lapis lazuli (12 gp). Citrine (30 gp). Fiery yellow corundum (500 gp). Aquamarine (1400 gp). Fire opal (500 gp). Alexandrite (1400 gp). White pearl (50 gp). Chalcedony (30 gp). Banded agate (12 gp). Amethyst (50 gp). Rose (30 gp). Red-brown spinel (50 gp). Hematite (12 gp).

Description: An older woman who wears a black shirt, with a blue mid length skirt with blue tights and flats, usually wearing a coat over them, she is not a threatening figure. She keeps her red crest in a flapper bob. She has a very pronounced jaw and large eyebrows. She wears rectangular glasses with silver brims.

Personality: She has schizophrenia that causes her to hear things that aren't there and will sometimes respond to them. She does not trust anyone and sleeps with one eye open.

History: Megren hails from a village terrorized by goblins. She went to a religious school and was inspired by the priests there in charitable deeds. She hopes to save up enough money to one day pay a cleric to cure her.

Motivation: Her religion dominates her actions; and revenge

Flaws: Disease, Insane, Insomniac. Bonds: Enemies, Religious. Occupation: Knight

Voice: Can't modulate volume

Possessions: 1000 pp. Coral (80 gp). Obsidian (8 gp). Amber (80 gp). Chalcedony (80 gp). Moss agate (8 gp). Deep blue spinel (400 gp). Coral (80 gp). Violet garnet (400 gp). Pink pearl (80 gp). Rhodochrosite (8 gp). Moss agate (8 gp). Amethyst (80 gp). Red garnet (80 gp). Hematite (8 gp). Pink pearl (80 gp). Alexandrite (400 gp). Deep blue spinel (400 gp). White opal (1000 gp). Lapis lazuli (8 gp). Emerald (1000 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: This man is moderately tanned and has just the faintest trace of an accent. He wears an amalgamation of clothes and depending on the season will wear more layers of the continuing hodge podge. With bright auburn hair and a scraggly beard. His eyes are brown and he is always smoking a pipe.

Personality: He dislikes all the random violence that takes place in the north. He does not mind isolation but does not hate company and attempts to receive them as best as possible.

History: He was born a particularly ugly child, much to the horror of his parents. He took every job he could get his hands on, but the opportunities for Gnomes in the north were limited. He was betrayed by a partner and left for dead, teaching him a humbling lesson in trusting others.

Motivation: He seems to be bored by most things; and to find somewhere to settle down

Ideals: Pacifist, Extrovert. Flaws: Ugly, Antagonistic, Mundane. Bonds: Immigrant. Occupation: Barber

Voice: Creaky witch voice

Possessions: 7000 gp. Bloodstone (30 gp). Rhodochrosite (14 gp). Golden yellow topaz (1200 gp). Tourmaline (140 gp). Alexandrite (1200 gp). Tiger eye turquoise (14 gp). Rhodochrosite (14 gp). 1 Medium magic item.