Description: A man with a cold, calculating air about him, he wears a grey vest with golden trim over his white shirt. His yellow leather gloves and pants are well-kept, and his grey boots flare out at the collars. With bright brown hair and a scraggly beard. His otherwise smooth face is marked with small tiny scars.

Personality: He is witty, but his monotone delivery comes off as unnerving He does suffer from mild PTSD, and the sight of drow may trigger it at times.

History: Born to a pair of adventurers, Thradal grew up listening to his mother's many stories. As a young adult he joined a group advocating for an improvement in Dwarven conditions. He is searching for what he claims is his rightful reward.

Motivation: Sabotage a competitor; and balancing his hectic life and new banker responsibilities is difficult

Ideals: Joker. Flaws: Racist. Bonds: Enemies, Adventurer, Job. Occupation: Banker

Voice: Cold and demanding tone

Possessions: 1 Superior lock.

Description: This northern woman's face is deformed and paralyzed on one side. As such, she slurs her words together. She wears a brown vest with golden trim over her white shirt. Her pastel leather gloves and pants are well-kept, and her brown boots flare out at the collars. Her black hair is smooth and relatively long. Her eyes are hazel and catlike.

Personality: She likes to be helpful to her clients. She likes to prescribe proper advice to her clients. She is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure she is not cheated out of a speck.

History: The child of a Banker, who enjoyed hunting, Barbena was taken on many hunting expeditions. A freak accident while working with her Banker father left her crippled. She inherited the family business which she has now maintained for 4 years.

Motivation: Further expansion of business.

Ideals: Entrepeneur. Flaws: Ugly, Disease. Bonds: Job, Nature. Occupation: Beggar

Voice: Scandinavian accent

Possessions: 200 gp.

Description: Dark and lean, she is a relatively plain woman. She wears very tight pants and wife beaters, though occasionally she sports a brown coat. She has wavy red hair. Her green eyes peer out from beneath her deerstalker brown hat.

Personality: She is filled with cunning. She likes to feign weakness letting people think she is weak. She is susceptible to being scared and is in actuality easily frightened. She likes to tell stories.

History: She was born into a rich family. A freak accident while working with her Layabout mother left her crippled. She now mingles about in high society.

Motivation: To protect her home; and to clean up the streets

Flaws: Secretive, Fearful, Disease. Bonds: Rich, Guardian. Occupation: Servant

Voice: Stutters

Possessions: 400 pp. Obsidian (15 gp). Emerald (1300 gp). Jet (90 gp). 1 Minor magic item.

Description: 5'9" and lanky with angular features, he is an attractive figure. He is dressed in an above average manner. His hair is brown and very short. He has violet eyes.

Personality: He tends to agree with only himself unless someone else's opinion sounds like he can profit from it. He tries to control his temper but he can't always stop himself from what he feels what must be done. Around other people he will do his best to conceal his emotions and appear jolly.

History: Born in the west his family was never financially stable. There was a wharf not far from home where he often wandered off to fish. After a long history of fighting, Horza and his spouse have recently divorced.

Motivation: He's repulsed by the PC; and his name or reputation has been wronged in the past by gnolls, and he desires to right it

Flaws: Antagonistic, Shy. Bonds: Attractive, Poor, Nature. Occupation: Architect

Voice: Slurs words

Possessions: 700 gp. 1 Minor magic item. 1 Minor magic item.

Description: He is a paragon of his species. He is larger and stronger than most Half-Elves. His skin is light but he possesses many green ritualistic tattoos. He is wearing a long, violet, dusty cloak. He wears his white hair up. His ears are large.

Personality: He speaks before he thinks and is too direct. He is a ruthless business man, a trait he acquired from his father.

History: Efferil was raised in a hard working conservative environment. Being born in the north, he completed his medical training abroad so as to avoid the war. He returned after the war having achieved medical proficiency. He was a general practitioner in the north for years, until he, through no fault of his own, lost a patient who had a very powerful family. Rather than risk reprisal he made his way south. He was recently attacked on the road and savagely beaten by bandits.

Motivation: Wants to have a good time and be beloved; and to reunite with his absent father

Ideals: Entrepeneur, Optimist. Flaws: Ugly, Impulsive. Bonds: Job, Family. Occupation: Seamstress

Voice: Relaxed voice

Possessions: 1100 gp. Carved harp of exotic wood with ivory inlay and zircon gems (300 gp). Carved harp of exotic wood with ivory inlay and zircon gems (300 gp). Eyepatch with mock eye of sapphire and moonstone (1200 gp). 1 Minor magic item.

Description: She is a pot bellied western woman with a big hulking figure and broad shoulders. She wears a yellow tunic with brown highlights, and long green pants that bunch up around her shoes. She wears her chestnut hair down. She is missing an eye and her face is severely sunburned. Her one remaining eye shines hazel.

Personality: She is erratic and paranoid. She believes brigands are coming to abduct people. She claims to be unscrupulous but at the end of the day she will do what she thinks is right.

History: Trained by her mother for as long as she can remember she had it drilled in her head that it was her duty to serve her country. She graduated from the Naval Academy and went to see the world at the rank of Ensign. She advanced relatively quickly due to her good work ethic, understanding of the chain of command, and natural leadership ability. She spent several years traveling with her friend, before both settled down to enjoy the fruits of their adventures.

Motivation: Someone believes her a fraud; and a deep hatred of brigands

Ideals: Athletic, Justice. Flaws: Ugly. Bonds: Enemies, Military, Adventurer. Occupation: Tailor

Voice: Speaks with a cold

Possessions: 700 gp. Blue quartz (8 gp). 1 Minor magic item.

Description: Runty and weak-looking, she wears black robes with leather pauldrons. Though occasionally she wears more armor. She prefers to carry a scimitar, but if one is not available she will default to her morningstar. Her hair is greying and her face has many wrinkles. Her eyes are a pleasant red.

Personality: A skeptical and narcissistic woman, Ishte's first love is herself. Her second love is also herself. She is a font of random trivia from the lore and stories she has discovered

History: Born to a Hunter, her mother struggled to pay the bills. A gypsy cursed her at a young age, leading to her ugly appearance. She routinely visits covens of witches but complains that many are fraudulent and lack true knowledge of magic.

Motivation: She feels the way she acts is they only way to get by in the world; and to share knowledge with the world

Ideals: Impeccable, Logical. Flaws: Ugly. Bonds: Poor. Occupation: Banker

Voice: Scratchy, weak

Possessions: 300 gp. Smoky quartz (40 gp). Rock crystal (40 gp). Golden yellow topaz (700 gp). Banded agate (5 gp). 1 Minor magic item.

Description: He is perpetually draped in fineries, but all of this concealed by his earthly robes.. He has relatively light skin and is very physically imposing due to his abundance of muscles. He has a long chestnut beard with little hanging trinkets. His eyes, though not visible through his cowl, are blue.

Personality: Aramil speaks confidently about a variety of topics with grace. He is clearly well-traveled and educated. He lacks moral complications. He does what he is told to by employers but not much else. He spends his money on whatever he fancies at the time.

History: He was born into a rich family. He was an athlete and attended two major summer competitions. He never won. He inherited the family business which he has now maintained for 11 years.

Motivation: Expand his business; and he has money and likes to spend it

Ideals: Impeccable, Athletic. Bonds: Attractive, Job, Rich. Occupation: Shipwright

Voice: American accent

Possessions: 3200 sp. 1 Masterwork Common Ranged Weapon. 1 Masterwork Common Ranged Weapon. 1 Masterwork Common Melee.

Description: This man is tall and muscular. He prefers to wear flannel. His brass crest is still thick. His half smiles and red eyes are beguiling and draw you in.

Personality: He seems absolutely devoid of it. He stares off into space and will respond with overly literal and minimalist answers to questions. He is a big fan of imagination and believes people should spend more time reading and writing.

History: He was born on a small isolated farm. He was a friend to animals and a trickster. In his defense of animals however he would do severe harm to people. He bought a ceremonial dagger and has really upped his game hunting, due to his understanding of decoy and ambush.

Motivation: To find somewhere to settle down; and to share knowledge with the world

Ideals: Athletic, Logical. Flaws: Mundane. Bonds: Attractive, Nature. Occupation: Assassin

Voice: Eastern European accent

Possessions: 1600 gp. Moonstone (50 gp). Black star sapphire (900 gp). Chalcedony (50 gp). Azurite (11 gp). Jet (150 gp). Black opal (900 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.