For a character to have a 50% chance of succeeding at a skill, you add 10 + their modifier. A typical modifier by level can be found in the table below, where "Proficiency" is their proficiency bonus, "Bonus" is the likely bonus of their highest attribute, and "Both" is the likely modifier for their best skill. Thus for a typical level 9 Wizard, they would have a 50% chance to succeed at a DC 19 Arcana check.
Attitudes are based on the NPC's ideals, bonds, and flaws and disposition can typically be shifted by appealing to (up) or coming into conflict (down) with them, but never more than 1 shift in an encounter. Successful insight checks can give hints or insights into an NPC's ideals, bonds, and flaws (and not as a catch-all lie detector). Use RP to determine disposition, and other PCs assisting can offer advantage or disadvantage on the roll based on if they're helpful or unfavorable. More details here.
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