Description: This man wears baggy grey pantaloons and a brown scarf. He is muscular with a powerful set of arms. With a patchy white beard and wild white hair. His voice is smooth and creepy, always level, but somehow just slightly unnerving.

Personality: Beiro wants to be seen as a stoic, levelheaded, noble Wizard, so he tries to act the part. He does a good job, for the most part... He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: Trained by his mother for as long as he can remember he had it drilled in his head that it was his duty to serve his country. He took every job he could get his hands on, but the opportunities for Elves in the north were limited. He is untrained/undisciplined, which makes him dangerous.

Motivation: Retire the richest man in the north; and he is not mentally stable, and does not behave rationally

Ideals: Disciplined, Entrepeneur. Flaws: Insane. Bonds: Military, Immigrant. Occupation: Scribe

Voice: French accent

Possessions: Star ruby (900 gp). Obsidian (15 gp). Freshwater pearl (15 gp). Tiger eye turquoise (15 gp). Alexandrite (1200 gp). Violet garnet (1200 gp). Zircon (60 gp). Peridot (60 gp). Azurite (15 gp). Blue star sapphire (900 gp).

Description: He sports black clothing, slightly heavier than average wear. He carries a battered scimitar and tarnished warhammer as well. He wears his hair in dreadlocks. He tend to wears goggles to shield his eyes.

Personality: He considers himself the protector of his home. He feels this is his duty and calling. Despite his manner, he is extremely passionate and proud of his job, and he prides himself in being thorough and never missing a detail.

History: The child of eastern immigrants he idolized his mother. His family was turned out during the war. He and his family wandered east to less war torn lands. He has taken up work as a Carter and fed both sides of the war false information with the goal of increasing casualties.

Motivation: Expand his business.

Ideals: Fighting. Flaws: PTSD. Bonds: Guardian, Job, Immigrant. Occupation: Carter

Voice: Posh accent

Possessions: 400 pp. Blue sapphire (400 gp). Chrysoprase (80 gp).

Description: He is wearing dark clothing and a heavy breastplate, keeping many of his physical features obscured. His hair, while still mostly white, has prominent grey streaks. His eyes are violet and catlike.

Personality: He acts crazy and hedonistic. He is fiercely devoted to his father, and views his father's ex-spouse as an evil person for separating him from his legal half-sister.

History: He was born the only child of a wealthy merchant. He went to a religious school and was inspired by the priests there in charitable deeds. When his spouse passed he lost his only source of income but claims to his sons to still be retired.

Motivation: To pay off his debts; and to unite with his sister

Ideals: Entrepeneur. Flaws: Hedonist. Bonds: Family, Religious, Debt. Occupation: Knight

Voice: Italian accent

Possessions: 1000 gp. Aquamarine (1600 gp). Sardonyx (50 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.