Description: A well shaped man just over fifty, he dresses in collared shirts and wears a proper scarf over his head. His black hair is smooth and relatively long. His voice is smooth and creepy, always level, but somehow just slightly unnerving.

Personality: He is always cheerful, even with a hangover, and is always willing to go through all sorts of trouble to help his friends. He considers everything a fun event and doesn't hold grudges. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: His parents moved while he was still in utero so he is the first generation to be born here. At a young age he wooed the heart of his future spouse and the two had a long relationship before they wed. He moves from town to town, unable to find a place to settle.

Motivation: Retire the richest man in the north.

Ideals: Optimist, Entrepeneur. Flaws: Insane. Bonds: Immigrant, In love. Occupation: Fortune-teller

Voice: Pronounces 'its' and 'is' like 'eats' and 'ease'

Possessions: 400 pp. Hematite (14 gp). Violet garnet (1300 gp). Golden yellow topaz (1300 gp). Obsidian (14 gp). Zircon (70 gp).

Description: A stocky lighter skinned man, he wears a shirt and pants that are bristling with pockets overflowing with maps, compasses, and other navigational equipment. His white hair is greying along the sides and has receded to reveal a widow's peak. His eyes are likewise amber. His teeth are white and perfect.

Personality: He hates Elves with a passion. As such he is filled with self loathing. He receives visions of the future at random moments

History: A child with a great deal of writing talent his parents made sure he got the chance to thrive. He has had some formal writing training, and achieved minor success. He has never given up on his writing dream.

Motivation: Elven compassion.

Ideals: Entrepeneur, Gifted, Artistic. Flaws: Racist. Bonds: Attractive. Occupation: Sage

Voice: Sensual and smooth

Possessions: 3000 gp. Banded agate (15 gp). Onyx (30 gp). Blue sapphire (1000 gp). Pink pearl (130 gp). Blue sapphire (1000 gp). Citrine (30 gp). Carnelian (30 gp). Blue star sapphire (1000 gp). 1 Medium magic item.

Description: He is constantly adorned with expensive silk clothing, often dyed in bright green and red, and wears rings and necklaces with large, colorful gems, but does not cut a very imposing figure. He walks with a slouch but will stand straight to his full 5'5" when asserting himself. His brown hair is drawn into a tight pony tail with a dagger scrunchie. He has a very pronounced jaw and large eyebrows. He wears rectangular glasses with silver brims.

Personality: He hates dire rats. He views them as having robbed his home of its proper glory. He is obsessed with a lost civilization.

History: He was born the only child of a wealthy merchant. After coming to the age of reason, Ivellios took it upon himself to study the necromantic arts in their entirety; because of this, he was labeled a dark omen and banished from his homeland. He has taken up leadership of the village's small militia in response to dire rats demanding more tribute than usual.

Motivation: Someone believes him a fraud; and his relatives are trying to arrange a marriage

Ideals: Entrepeneur, Gifted. Bonds: Rich, Enemies, Adventurer, Family. Occupation: Masseuse

Voice: Spits and sputters

Possessions: 800 pp. Brass mug with jade inlays (300 gp). 1 Medium magic item.