Description: This malnourished man wears a simple tan robe with green stripes complete with hood. He wears a colorful flower in his auburn hair. His brown eyes dart from person to person to random spaces in the air.

Personality: He has schizophrenia that causes him to hear things that aren't there and will sometimes respond to them. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: Raer was born with his father's beautiful face. He moved from fad to fad and when he turned 15 he discovered writing. He has been a successful dealer in antiques buying low and selling high.

Motivation: He is not mentally stable, and does not behave rationally; and retire the richest man in the north

Ideals: Entrepeneur, Artistic. Flaws: Disease. Bonds: Poor, Attractive. Occupation: Scribe

Voice: Whispers

Possessions: 100 pp. 1 Medium magic item.

Description: A man with thick toned arms and a paunchy gut. He wears light armors faded through time and improper care. His auburn hair is cut jaggedly and amateurishly. His brown eyes dart from person to person to random spaces in the air.

Personality: Soft-spoken and well mannered, he has an amazing amount of patience and a slow boiling temper. He misses his home and complains about the freezing weather, even in summer.

History: A powerful necromancer made him what he is. A few years later when the north was not economically sound they moved to his current location. He moves from town to town, unable to find a place to settle.

Motivation: Wants to work out more often; and he is not mentally stable, and does not behave rationally

Ideals: Athletic, Disciplined. Bonds: Immigrant, Mentor. Occupation: Bowyer

Voice: Gruff and masculine

Possessions: 3000 gp. Jet (110 gp). Black pearl (1200 gp). Smoky quartz (40 gp). Blue quartz (8 gp). Azurite (8 gp). Iolite (40 gp). Deep blue spinel (1200 gp). Deep blue spinel (1200 gp). Alexandrite (1200 gp).

Description: A man with a cold, calculating air about him, he prefers to wear flannel. He wears his hair in dreadlocks. His eyes, though not visible through his cowl, are green.

Personality: He is filled with cunning. He likes to feign weakness letting people think he is weak. He seeks to pay back kindness whenever he gets the chance. Whether it be in the form of unwanted serenades or the latest gossip he always seeks to do solids for his friends.

History: He was born to loving parents in a slum to the east. When he came of age, he joined a caravan that would eventually take him to the capital. He would practice along the way and, when he arrived, be apprenticed to a Knight. He tends to his Knight job now, and dutifully fulfills any obligations he has.

Motivation: Marry his sister to traveling adventurers; and sabotage a competitor

Ideals: Philantrophist. Flaws: Secretive. Bonds: Poor, Job, Family. Occupation: Knight

Voice: Mousy voice

Possessions: 300 pp. Iolite (70 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.