Description: His skin is bronze and flawless. He wears a fancy brown suit. He is an epitome of beauty. His hair is greying and his face has many wrinkles. His voice is smooth and creepy, always level, but somehow just slightly unnerving.

Personality: He is quiet and reserved most of the time, but warms up to people very quickly. Around friends he is liable to tell dirty jokes and enjoy himself. He lacks moral complications. He does what he is told to by employers but not much else. He spends his money on whatever he fancies at the time.

History: He was born with several neurological imbalances, which makes sleep difficult for him. It may also be what makes him so good at details. A gifted student he started as a Engraver, but he got bored and became a Beggar. He has drifted from career to career and currently works as a Beggar.

Motivation: Balancing his hectic life and new Beggar responsibilities is difficult; and sabotage a competitor

Ideals: Joker. Flaws: Insane, Disease, Insomniac. Bonds: Attractive, Job. Occupation: Beggar

Voice: American accent

Possessions: 1000 gp. Brass mug with jade inlays (300 gp). Silver-plated steel longsword with jet jewel in hilt (700 gp). Silver-plated steel longsword with jet jewel in hilt (700 gp). Silver comb with moonstones (700 gp). A small bag of saffron. (20 gp). Silver comb with moonstones (700 gp). Brass mug with jade inlays (300 gp).

Description: This late middle aged man is typically in his Banker uniform and is in decent physical shape. His white hair is kept up in a ponytail inside a feathered hat. His face is feral with sharp distinguishing features. His spectacle hidden eyes are a deep violet.

Personality: He is a melancholic, but persistent worker. He resents family life and as such spurns the advances of admirers. Tharivol enjoys physical pleasures, and is well known for his love of warm baths in the hot springs near the town.

History: He grew up in a lower middle class home, but living comfortably wasn't enough. A gypsy cursed him at a young age, leading to his ugly appearance. He became a Banker soon after.

Motivation: Balancing his hectic life and new Banker responsibilities is difficult; and he feels kind of lost in life

Flaws: Depressed, Hedonist, Mundane, Ugly. Bonds: Job. Occupation: Banker

Voice: Pirate accent

Possessions: 1000 gp. Old masterpiece painting (2200 gp). Gold dragon comb with red garnet eye (1500 gp). Large well-done wool tapestry (100 gp). Large well-done wool tapestry (100 gp). Silver chalice with lapis lazuli gems (40 gp). Silver-plated steel longsword with jet jewel in hilt (500 gp). A small bag of saffron. (10 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: A man with a warm, jovial air about him, he prefers to wear tan pants and tee shirts. His hair, while still mostly golden, has prominent grey streaks. He has violet eyes.

Personality: He loves justice and goodness and right action. Anyone who does not fulfill this criteria perfectly will no doubt get a lecture from him. He is the most sanctimonious self-righteous Elf in existence. He has no love for corruption and racketeering and views those as crimes of the highest magnitude.

History: He was born on a small isolated farm. His father had invested heavily in several trade routes and wanted him to inherit them. He has built up a small fortune and can afford his own way.

Motivation: His spouse's relatives view him with great suspicion; and doesn't want to be a banker and was forced into it by his family

Ideals: Justice. Bonds: Nature, Rich, Family. Occupation: Banker

Voice: Soft and melodious

Possessions: 100 pp. Bloodstone (80 gp). Blue diamond (8000 gp). Red garnet (40 gp). Rock crystal (80 gp). Obsidian (13 gp). Rich purple corundum (1300 gp). Amethyst (40 gp). Rose (80 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.