Description: He is a pot bellied western man with a big hulking figure and broad shoulders. He usually wears his tan robe and has his club always slung over his shoulder. His hair is always cut to a buzz. He wears crescent spectacles with a black brim.

Personality: He swings through moods quickly. One moment he is cool and collected, the next he is carried away by passions. He is underhanded and not above using his wealth and body to get others to do his bidding.

History: Born in the west to a Banker, Vanuath learned a great deal about his father's area of expertise. He was married off to the eldest child of a minor noble. His spouse died of illness and he inherited everything. He has built up a small fortune and can afford his own way.

Motivation: Balancing his hectic life and new Banker responsibilities is difficult.

Ideals: Athletic, Passionate. Bonds: Attractive, Job, Rich. Occupation: Banker

Voice: Shortens vowels

Possessions: 100 pp. Golden yellow topaz (400 gp). Onyx (50 gp). Amethyst (60 gp). Banded agate (9 gp). Golden yellow topaz (400 gp). Citrine (50 gp). Black opal (1400 gp). Rock crystal (50 gp). Fiery yellow corundum (1400 gp). Chrysoprase (50 gp). Moonstone (50 gp). Rock crystal (50 gp). Aquamarine (400 gp). Eye agate (9 gp). 1 Medium magic item.

Description: He is an exceptionally muscular looking northern young adult. He wears professional attire. Beneath his clothing is a huge mess of scar tissue. His hair is red and very short. His face is covered beneath a completely black helmet.

Personality: He is a jovial happy person, but he is convinced people are living their lives too quickly. He will often invite strangers home for dinner and talk their ears off. He cares deeply for his spouse and does his best to make sure his guests look presentable.

History: Nim was born with his mother's beautiful face. While studying, he fell in love. They married and had a daughter. He has since married many spouses, only to have them die. He claims to not be responsible.

Motivation: Wishes to resurrect an old love; and he is a bit of a kleptomaniac

Ideals: Optimist. Bonds: Attractive, Slave, In love. Occupation: Bowyer

Voice: Breathy voice

Possessions: 2000 gp. Moonstone (50 gp). Black opal (700 gp). Lapis lazuli (14 gp). Lapis lazuli (14 gp). Amber (100 gp). Red garnet (100 gp). Rose (50 gp). Obsidian (14 gp). Peridot (50 gp).

Description: He is a mite stocky and wears tight fitting clothing which further accentuates his frame. He wears his hair in dreadlocks. He wears crescent spectacles with a black brim.

Personality: Cocky and sure of himself, he believes he is the best Layabout born in the past three hundred years. He has a cruel streak; something he gained from his previous mentor. He harbors resentment against his former mentor.

History: He was born at the edge of vast island. He went to a religious school and was inspired by the priests there in charitable deeds. He has set out to sabotage the competition.

Motivation: His religion dominates his actions; and wants to open a new tavern

Flaws: Antagonistic. Bonds: Attractive, Job, Mentor, Nature, Religious. Occupation: Layabout

Voice: Nasally tone

Possessions: 100 pp. Tiger eye turquoise (4 gp). Peridot (60 gp). Moonstone (60 gp). Moss agate (4 gp). Pink pearl (130 gp).