Description: A man with a calm yet intense air about him, he is wearing dark clothing and a heavy breastplate, keeping many of his physical features obscured. His golden hair is drawn into a tight pony tail with a cross scrunchie. He has blue eyes.

Personality: He is enamored with his job. He loves it. He likes the challenge and he likes helping those less fortunate than him. He feeds upon the attention of others.

History: Efferil was born with his father's beautiful face. He inherited a moderately successful company from his father. Under his leadership it has flourished, and using capital from his venture he effectively owns an entire region. He was betrayed by a partner and left for dead, teaching him a humbling lesson in trusting others.

Motivation: Wants to raise his children well; and he is unsatisfied with his job

Flaws: Antagonistic. Bonds: Job, Attractive, Rich, Family. Occupation: Painter

Voice: Pirate accent

Possessions: 5000 gp. Zircon (50 gp). Red spinel (100 gp). Fiery yellow corundum (1400 gp). Alexandrite (1300 gp). Jet (100 gp). Bloodstone (50 gp). Zircon (50 gp). Blue quartz (10 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: He is of a modest build and height, but he carries himself more imposing than he is. He wears tight fitting pants and leather jackets. He usually doesn't wear a shirt. His hair is golden and very short. He has several tiny ruby earrings on each ear.

Personality: He will rave to anyone who will listen. He is a great chef.

History: He was born in the east. While he appears to be a normal Elf, he's... not quite right. Perhaps he's slightly insane, or otherwise so mentally alien to the rest of the world that he plain doesn't fit in. He was recently attacked on the road and savagely beaten by bandits.

Motivation: Doesn't want to be a Banker and was forced into it by his family; and his relatives are trying to arrange a marriage

Ideals: Gifted. Flaws: Insane, Ugly. Bonds: Rich, Immigrant, Family. Occupation: Banker

Voice: Smoker's lung

Possessions: 3000 gp. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: This late middle aged man is wearing a long, white, dusty cloak and is in decent physical shape. He wears a top hat to hide his balding. His eyes are green and he is always smoking a pipe.

Personality: He is irascible and easily irritated. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: Fivin was raised in a hard working conservative environment. While he appears to be a normal Elf, he's... not quite right. Perhaps he's slightly insane, or otherwise so mentally alien to the rest of the world that he plain doesn't fit in. After a long history of fighting, Fivin and his spouse have recently divorced.

Motivation: He wants nothing more than to rejoin the army; and he is not mentally stable, and does not behave rationally

Ideals: Entrepeneur. Flaws: Antagonistic, Insane. Bonds: Job, Military. Occupation: Stableman

Voice: Laughs frequently while speaking

Possessions: 400 pp.