Description: He tends to wear a large red jacket. He is portly but not overly obese. His long black hair is drawn into a two foot long braid. He wears large thick round spectacles.

Personality: He is calm most of the time but flees social interaction. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: He was born to a wealthy landowner in a frontier town, living a normal and happy childhood. Ostracized due to the martial powers of his oldest sister, he and his siblings struck out on their own. In the process these unassuming Elves became a terror of the countryside. He now has a substantial network of resources ranging from contacts to ships to peers.

Motivation: Several ex partners dislike his way of doing things and want revenge; and a deep hatred of dire rats

Ideals: Entrepeneur, Gifted. Flaws: Shy. Bonds: Rich, Enemies. Occupation: Layabout

Voice: Sounds elderly

Possessions: 3000 gp. Gold dragon comb with red garnet eye (1700 gp). A pair of silk slippers encrusted with tiny pearls. (130 gp). Ceremonial electrum dagger with a star ruby in the pommel (1700 gp). Fire opal pendant on a fine gold chain (1800 gp). Golden circlet with four aquamarines (2000 gp). Gold dragon comb with red garnet eye (1700 gp). Eyepatch with mock eye of sapphire and moonstone (1800 gp). Gold and topaz bottle stopper cork (1700 gp).

Description: He wears a large hat to cast shadows over his face and wears ponchos to better hide his body. His hair is short and red. His face is covered beneath a completely black helmet.

Personality: A rambunctious noisy drunk he knows how to make people feel guilty. Energy wise he seems alert and responsive.

History: He was born the only child of a wealthy merchant. His spouse left him for another, whom he beat to an almost bloody pulp. He did not win them back, but he came to a realization. To get what you want from life, you must take it. He has been a successful dealer in antiques buying low and selling high.

Motivation: Retire the richest man in the west; and he feels kind of lost in life

Ideals: Professionalism, Entrepeneur, Fighting. Flaws: Depressed. Occupation: Bather

Voice: Sore throat, cough

Possessions: 1100 pp. Banded agate (12 gp). Jasper (70 gp). Violet garnet (800 gp). Golden pearl (60 gp). White opal (1100 gp). Blue star sapphire (1100 gp). Sardonyx (70 gp). Star ruby (1100 gp). Moonstone (70 gp). Jet (60 gp). Alexandrite (800 gp). Lapis lazuli (12 gp). Zircon (70 gp). Deep green spinel (60 gp). Moonstone (70 gp).

Description: This man stands a little under 5'3" and is a bit bulky. He is very muscular particularly in the legs. He is wearing colorful clothing, dressed as a Layabout. His long black hair reaches down to his waist. His amber eyes are desperate and heavily dilated. He has the appearance of someone under the heavy influence of drugs.

Personality: He trusts no one. He is not readily capable for forgiveness and his ire never leaves him. He is obsessed with finding treasure.

History: He was born into a rich family. He was part of a huge silver rush, which was taken over by a mining company. The company confiscated a lot of silver, but the shipment was lost. He has taken up leadership of the village's small militia in response to giants demanding more tribute than usual.

Motivation: A deep hatred of giants.

Flaws: Addict, Antagonistic. Bonds: Adventurer, Rich, Enemies. Occupation: Layabout

Voice: growls and snarls, animalistic

Possessions: 300 pp. Sapphire pendant on gold chain (1600 gp). Solid gold idol (900 gp). Large well-done wool tapestry (600 gp). 1 Medium magic item.