Description: This man is bedraggled and starved. He wears a shirt and pants that are bristling with pockets overflowing with maps, compasses, and other navigational equipment. He has wavy auburn hair. His eyes are violet and he is always smoking a pipe.

Personality: Stoic and calm, he prefers to meditate than take action. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: A powerful necromancer made him what he is. Being born in the west, he completed his medical training abroad so as to avoid the war. He returned after the war having achieved medical proficiency. He was a general practitioner in the west for years, until he, through no fault of his own, lost a patient who had a very powerful family. Rather than risk reprisal he made his way south. He has been saving his money to try and buy his sister's freedom.

Motivation: Retire the richest man in the west; and marry his sister to traveling adventurers

Ideals: Entrepeneur, Disciplined. Bonds: Poor, Mentor, Family. Occupation: Cartwright

Voice: Gruff and masculine

Possessions: 1000 gp. Peridot (30 gp). Brown-green garnet (160 gp). Chrysoprase (30 gp). Red-brown spinel (160 gp). Star rose quartz (30 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: This man dresses well, wearing blue shirts, loose pants, and blazers most of the time. He has a penchant for wearing a ring with an oversized aquamarine on his left hand. He wears his auburn hair up. His brown eyes dart from person to person.

Personality: He likes to brag about his accomplishments and constantly tries to beat others to the punch. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: The child of northern immigrants he idolized his father. He struck it rich when he found rare goods in large quantities. He left for the north, certain he would find work there.

Motivation: Retire the richest man in the north.

Ideals: Passionate, Entrepeneur. Bonds: Attractive, Rich, Immigrant. Occupation: Herbalist

Voice: Shortens vowels

Possessions: 1000 gp. Fire opal pendant on a fine gold chain (400 gp). Embroidered silk and velvet mantle with numerous moonstones (2400 gp). An abacus with copper, silver and gold markers (130 gp). Old masterpiece painting (400 gp). A detailed rose, with petals and thorns, constructed of silver and electrum (40 gp). Eyepatch with mock eye of sapphire and moonstone (400 gp). 1 Minor magic item.

Description: This man stands a little under 4'10" and is a bit bulky. He is very muscular particularly in the legs. He wears professional attire. He sports a flattop hair cut. This green eyed westerner is not easily forgotten.

Personality: He considers himself the protector of his home. He feels this is his duty and calling. He always tries to repair and not replace. It was this mentality that drove him into the Banker business.

History: He was born to loving parents in a slum to the west. His father was a soldier and died while he was still young. Halimath was left his father's suit of armor and trained in its use and care. One night he noticed a nearby shooting star which he hiked out to see where it landed. It turned out to be an ancient artifact of some kind. He has done his darndest to repair it but it is currently non-functional.

Motivation: To protect his home; and to clean up the streets

Ideals: Persistence. Bonds: Attractive, Guardian, Poor, Military. Occupation: Banker

Voice: Sighs a lot, exhausted

Possessions: 4000 gp. A necklace of small pink pearls (3000 gp). Fire opal pendant on a fine gold chain (2400 gp). Silver comb with moonstones (500 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.