Description: He is a physically imposing light-skinned man. He wears a weathered and beat up set of banded mail beneath an oversized white coat. His black hair is matted, messy, and big. His eyes are blue and he is always smoking a pipe.

Personality: He does not care much for physical appearances, nor does he care much for other people. He does however care about what he wants and getting it. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: He was born to loving parents in a slum to the west. His parents divorced when he was young, and his father gained full cudstody. He was regularly beaten by his father, who blamed him for driving them apart. He now has a substantial network of resources ranging from contacts to ships to peers.

Motivation: He's repulsed by the PC; and retire the richest man in the west

Ideals: Entrepeneur. Flaws: Ugly, Antagonistic. Bonds: Poor. Occupation: Dyer

Voice: Boston accent

Possessions: Moss agate (10 gp). Zircon (20 gp). Golden yellow topaz (500 gp). Rock crystal (20 gp). 1 Minor magic item.

Description: He wears a fine chain shirt which he covers with white colored cloaks and clothing. He is physically well-built. He has a red handlebar mustache and slicked back red hair. His eyes are green and he is always smoking a pipe.

Personality: He is erratic and paranoid. He believes dire rats are coming to abduct people. He lacks restraint and is impulsive. He jumps in and acts without thinking all too often.

History: When he was but 3 years old his parents immigrated from the north. Carrie was born on a far northern forest where he grew up under the tutelage of his father, an expert Banker. He used his abilities to travel the world and help people.

Motivation: Doesn't want to be a Banker and was forced into it by his family; and wants to raise his children well

Ideals: Philantrophist. Flaws: Impulsive. Bonds: Enemies, Immigrant, Family. Occupation: Banker

Voice: Squeaky

Possessions: 300 pp. Eyepatch with mock eye of sapphire and moonstone (1700 gp). Fire opal pendant on a fine gold chain (1700 gp). Embroidered silk and velvet mantle with numerous moonstones (2900 gp). Carved harp of exotic wood with ivory inlay and zircon gems (1000 gp). 1 Minor magic item.

Description: He is dressed in an above average manner. He has a moderate pudge and is not very fit. He has dyed his greying white hair a little too much giving a sharp white color. His eyes are likewise brown. His teeth are white and perfect.

Personality: A deeply religious man he believes everything happens for a reason. He has a habit of throwing himself into exceedingly dangerous situations.

History: He was always a brilliant, if unscrupulous mind. His mother was supposedly a charlatan fortune teller, but he insists his mother was legitimate. He is untrained/undisciplined, which makes him dangerous.

Motivation: He is compelled to act according to his religious beliefs.

Ideals: Logical. Flaws: Impulsive, Insane. Bonds: Attractive, Religious. Occupation: Cook

Voice: Excited and jittery

Possessions: 700 pp. Gold cup set with emeralds (7000 gp). Gold music box (4000 gp). 1 Medium magic item.