Description: He wears a black cloak and cross-gartered yellow stockings. He is physically well-built. His chestnut hair is cut jaggedly and amateurishly. His brown eyes dart from person to person.

Personality: He goes out his way to put a smile on everyone's face. There's no-one he won't accept into his heart. He is vehemently anti-magic. All of it is evil and corrupting in his opinion.

History: He was born the only child of a wealthy merchant. When he was little, his rather wealthy family often ventured across the forest to a summer home near a large cave. He would wander through that large cave and adventure through it for days. One day while adventuring a terrible storm took place and he was stranded inside. His family spent the next few days looking for him, and could only assume he was dead when it came time to leave. The family never returned to the forest due to the painful memories there. Efferil took refuge in the large cave and found the beat up lance and armor he uses now. He has been a successful dealer in antiques buying low and selling high.

Motivation: His religion dominates his actions; and retire the richest man in the north

Ideals: Optimist, Opinionated, Entrepeneur. Bonds: Nature, Religious. Occupation: Barrister

Voice: Speaks fast with a slight lisp

Possessions: 400 pp. Chalcedony (60 gp). Alexandrite (400 gp). Smoky quartz (60 gp). Golden yellow topaz (400 gp). Hematite (11 gp). Golden pearl (40 gp). Lapis lazuli (11 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: The man speaks with an almost imperceptible accent. He seems to always be the slightest bit damp as if he got out from a pool a few moments ago. He dresses like a well dressed Beggar does. His black hair is lengthy and is close to two feet long. His gray eyes are passionate and lively.

Personality: He is cool and collected. He likes to make quips and puns whenever he does anything. He also makes a point to compliment his superiors and flatter them. He is susceptible to being scared and is in actuality easily frightened. He likes to tell stories.

History: His parents moved while he was still in utero so he is the first generation to be born here. Like his father and his brother before him, after school he went straight into learning to become a Beggar. He left for the east, certain he would find work there.

Motivation: He has a rivalry with the Church that dominates his actions; and to be a engraver again

Ideals: Disciplined. Flaws: Fearful. Bonds: Job, Immigrant, Religious. Occupation: Beggar

Voice: Voice breaks

Possessions: 30000 sp. Alexandrite (700 gp). Peridot (60 gp). Fire opal (1600 gp). Onyx (60 gp). Eye agate (8 gp). Golden yellow topaz (700 gp). 1 Minor magic item. 1 Minor magic item.

Description: His right thumb is blackened and bruised, but otherwise he appears quite healthy. He wears professional attire. His chestnut hair is heavily combed to the right. His fierce blue eyes like to dwell on things.

Personality: Soft-spoken and well mannered, he has an amazing amount of patience and a slow boiling temper. Further he is a bit of a stoner and is frequently out of it.

History: He was born in the north, but his parents moved at a very young age to the south. His spouse left him for another, whom he beat to an almost bloody pulp. He did not win them back, but he came to a realization. To get what you want from life, you must take it. He left for the north, certain he would find work there.

Motivation: Wants his loneliness to end; and to fight the greatest warriors and to fight in the greatest battles ever

Ideals: Disciplined, Fighting. Flaws: Addict. Bonds: Attractive, Immigrant. Occupation: Dilettante

Voice: Deep voice with rolling R's

Possessions: 300 pp. Solid gold idol (300 gp). Gold and topaz bottle stopper cork (300 gp). An ornate, electrum-trimmed steel scabbard worked in swirl-patterns (160 gp). Ceremonial electrum dagger with a star ruby in the pommel (300 gp).