Description: A man with a warm, jovial air about him, he wears clothing that is held on in multiple layers but all of it is in poor condition. His red hair is greying along the sides and has receded to reveal a widow's peak. His eyes are a pleasant amber.

Personality: Cocky and sure of himself, he believes he is the best Banker born in the past three hundred years. He loves teas. He is very sensitive about his face. To blow off anger he lifts weights and to control his otherwise explosive temper he works out a lot.

History: Hadarai was raised in a hard working conservative environment. Hadarai was born on a far western desert where he grew up under the tutelage of his father, an expert Banker. Recently the stress of being a Banker has made it difficult for him to sleep.

Motivation: Balancing his hectic life and new Banker responsibilities is difficult.

Ideals: Fighting. Flaws: Insomniac. Bonds: Poor, Job, Immigrant. Occupation: Banker

Voice: Gruff and masculine

Possessions: 4000 gp. Silver comb with moonstones (200 gp). Jeweled electrum ring (5000 gp). Large well-done wool tapestry (600 gp). Ceremonial electrum dagger with a star ruby in the pommel (1700 gp). 1 Medium magic item.

Description: This younger middle-aged man wears a lot of dark rich colors, with gold accents, and a wedding ring on his left hand. He keeps his red hair in a flapper bob. He wears round tiny glasses practically rammed into his face.

Personality: He has always had a great fascination with Elven culture. He is a bit of a macho man and will challenge people to random contests of strength and skill, and invite them to random hunting and fishing trip.

History: He was raised in a desert tribe. His spouse left him for another, whom he beat to an almost bloody pulp. He did not win them back, but he came to a realization. To get what you want from life, you must take it. Some 9 years later his spouse died after the birth of his son. Heartbroken, Rael never married again. Instead he focused his life to raising his son whom he trained as his father had trained him before.

Motivation: To fight the greatest warriors and to fight in the greatest battles ever; and elven compassion

Ideals: Fighting. Flaws: Racist. Bonds: Attractive, In love, Nature. Occupation: Barrister

Voice: Forgets to breathe while speaking

Possessions: 200 pp. Jeweled electrum ring (4000 gp). A miniature golden chest with tiny emeralds lining the top (40 gp). Silver chalice with lapis lazuli gems (40 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: He is lean but muscular and wears a yellow cloak and cross-gartered green stockings. His broad hat is riddled with cuts and holes. His face is scarred and worn.

Personality: Soft-spoken and well mannered, he has an amazing amount of patience and a slow boiling temper. His home and work are filled with various knick knacks he has acquired through the years. He cares a great deal for his adopted teenage son.

History: Born to a Tailor, his mother struggled to pay the bills. While studying, he fell in love. They married and had a son. He has since married many spouses, only to have them die. He claims to not be responsible.

Motivation: Find a way to reverse the transformation of his brother; and his relatives are trying to arrange a marriage

Ideals: Disciplined. Flaws: Ugly. Bonds: Family, Poor, In love. Occupation: Soapmaker

Voice: Sighs a lot, exhausted

Possessions: 400 pp. Golden circlet with four aquamarines (5000 gp). Fire opal pendant on a fine gold chain (1700 gp). Silver-plated steel longsword with jet jewel in hilt (600 gp). 1 Minor magic item.