Description: This man is bedraggled and starved. He wears a large hat to cast shadows over his face and wears ponchos to better hide his body. He wears a colorful flower in his white hair. His face is full, his cheeks are rosy, and he always seems to sport a perfect smile and a twinkle in his amber eyes.

Personality: Aggressive, abrasive, and angry, Efferil embodies much of what other species detest in the Elves. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: He served in the navy to pay for his family's outstanding loans. Since his father passed away years ago, his mother had doted on him, and he came to think her himself as special and better than other people in town. A notion that was reinforced by his attractiveness, a trait in which he easily excels the other men of his town. He now has a substantial network of resources ranging from contacts to ships to peers.

Motivation: Retire the richest man in the north.

Ideals: Entrepeneur. Flaws: Antagonistic. Bonds: Poor, Attractive, Military. Occupation: Beggar

Voice: Aggressive tone

Possessions: 2000 gp. A roughly beaten golden orb (170 gp). Silver-plated steel longsword with jet jewel in hilt (300 gp).

Description: A man with a calm yet intense air about him, he is dressed in earthy colors with a blue and tan handkerchief worn on his right side. His blonde hair is still thick. He wears a mask on his face.

Personality: Deceptive and manipulative this southern guy figured out how to best use his charms to convince people to do what he wants. He cannot deal with unfamiliar people for more than a few minutes at a time and if they persist he will grow angry at them.

History: The child of southern immigrants he idolized his father. A few years later when the north was not economically sound they moved to his current location. He has been a successful dealer in antiques buying low and selling high.

Motivation: To get a good night's sleep; and he's repulsed by the pc

Ideals: Entrepeneur. Flaws: Antagonistic, Insomniac. Bonds: Attractive, Immigrant. Occupation: Gardener

Voice: Strong lisp

Possessions: 1000 pp. A pair of silk slippers encrusted with tiny pearls. (150 gp). 1 Medium magic item.

Description: He is a pot bellied western man with a big hulking figure and broad shoulders. He is wearing a tight tan one piece outfit complete with pants, hood, and a cape. He has shaved his head bald. His green eyes lackadaisically let the world flow into them.

Personality: He believes mankind has become decadent and spoiled by the march of civilization and an end should come to life as we know it. He enjoys reading and quiet.

History: Aelar was raised in a hard working conservative environment. Aelar abandoned his home at a very young age, living in the fields and plains. He survived everyday through hunting and stealing from passersby. He did whatever it took for him to survive. He is searching for what he claims is his rightful reward.

Motivation: He wants to meet his childhood hero.

Ideals: Athletic, Logical. Bonds: Nature, Job, Adventurer. Occupation: Ruler

Voice: Adds syll-ab-les for em-pha-sis

Possessions: 1000 gp. Black opal (800 gp). Alexandrite (1200 gp). Violet garnet (1200 gp). Violet garnet (1200 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.