Description: This man is very fat, and dresses like a well dressed Banker does. His moppish golden hair is in a traditional bowl cut. His eyes are likewise green.

Personality: He is a hateful person. He taunts others and blames them for his problems. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: He was born blind and as such lacked many opportunities for work. He was an apprentice working in his father's forge. He now has a substantial network of resources ranging from contacts to ships to peers.

Motivation: Wants to open a new tavern; and balancing his hectic life and new banker responsibilities is difficult

Ideals: Entrepeneur. Flaws: Ugly, Antagonistic, Disease. Bonds: Job. Occupation: Banker

Voice: Ums and uhs a lot

Possessions: 4000 gp. Malachite (6 gp). Star ruby (1600 gp). Red-brown spinel (60 gp). Golden yellow topaz (200 gp). Sard (40 gp). Blue sapphire (1600 gp). Black opal (1600 gp). Bloodstone (40 gp).

Description: He is a mite stocky and wears a faded coat and loose pants complete with deerstalker hat. His silver hair is still thick. His hazel eyes are passionate and lively.

Personality: He takes his job very seriously, in part because he fears he cannot get a new one. He passes on several rewards to people in need. He makes a point to leave places better than he found them.

History: Born in a small village he learned the ways of the warrior from his father. His spouse left him for another, whom he beat to an almost bloody pulp. He did not win them back, but he came to a realization. To get what you want from life, you must take it. He got away from his former life and has fallen to alcoholism.

Motivation: To get a good night's sleep; and sabotage a competitor

Ideals: Philantrophist, Fighting. Flaws: Addict, Insomniac. Bonds: Job. Occupation: Shipwright

Voice: Relaxed voice

Possessions: 4000 gp. Azurite (14 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: He wears a tan costume with the symbols of luck on his torso. He carries with him a set of swords on his belt, each one with a opal on the hilt. His silver hair is still thick. He wears a mask on his face.

Personality: A rambunctious noisy drunk he knows how to make people feel guilty. His philosophy is that everyone needs a friend and as such shows hospitality towards all.

History: A powerful slaver made him what he is. Adran was orphaned to a temple shortly after his birth. He was raised by the temple staff to care always for others above himself and to hold his god always in his heart. Recently a tribe of brigands attacked the village and all able bodies who could hold a blade were quickly armed and sent to the walls. Adran fought at the side of some of the regions greatest heroes but was never overshadowed.

Motivation: Wants to have a good time and be beloved; and he loathes his own lifestyle

Ideals: Fighting, Optimist. Flaws: Depressed. Bonds: Mentor. Occupation: Mortician

Voice: Shortens vowels

Possessions: 1000 gp. 1 Minor magic item. 1 Minor magic item.