Description: This fat northern man has a bulbous nose and is bundled in multiple layers and is prepared for a desert trek wearing a turban that covers his face most of the time. His skin is also unnaturally pale. His golden hair is long and unkept. His eyes are brown and he is always smoking a pipe.

Personality: Cocky and sure of himself, he believes he is the best Banker born in the past three hundred years. To his fellows he is seen as friendly and intelligent, but is angry and unforgiving to the so called fatcats and any who do and have associated with them.

History: He was born at the edge of vast island. His parents enrolled him in a Wizard school at a young age so that he could practice his divine talents. He's also a talented Merchant, but doesn't like to broadcast it.

Motivation: Expand his business.

Ideals: Gifted. Flaws: Ugly. Bonds: Job, Enemies, Nature. Occupation: Banker

Voice: Speaks with squeezed throat

Possessions: 5000 gp. Amber (50 gp). Lapis lazuli (14 gp). Golden yellow topaz (200 gp). Moss agate (14 gp). Violet garnet (200 gp). Red garnet (50 gp). Azurite (14 gp). Sard (30 gp). Rhodochrosite (14 gp). Tiger eye turquoise (14 gp). White pearl (50 gp). Citrine (30 gp). Obsidian (14 gp). Blue sapphire (700 gp). Fiery yellow corundum (700 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: He is an attractive man, lean and moderately muscular. He prefers to wear brown pants and tee shirts. He has a very tight haircut. His eyes are a pleasant gray.

Personality: He misses his glory days as an athlete. He does not mind his job, but it is boring in comparison. He uses divination through singing.

History: Born in the west to a Animal Trainer, Koeth learned a great deal about his mother's area of expertise. His mother was a mechanic, and taught him how to fix just about anything. He has worked as a Animal Trainer like his mother before him.

Motivation: Further expansion of business; and balancing his hectic life and new animal trainer responsibilities is difficult

Ideals: Athletic, Gifted, Persistence. Bonds: Attractive, Job. Occupation: Animal Trainer

Voice: Laughs frequently while speaking

Possessions: 1000 gp. A miniature golden chest with tiny emeralds lining the top (70 gp). A miniature golden chest with tiny emeralds lining the top (70 gp). Silver comb with moonstones (800 gp). Gold dragon comb with red garnet eye (1200 gp). Old masterpiece painting (1600 gp). 1 Minor magic item.

Description: A middle-aged man, he wears a tan costume with the symbols of his god on his torso, and is pretty ugly. His auburn hair is drawn into a tight pony tail with a butterfly scrunchie. His otherwise smooth face is marked with small tiny scars.

Personality: He hates Elves with a passion. As such he is filled with self loathing. He is an amazing painter.

History: He got into the Banker business at a young age. At a young age he wooed the heart of his future spouse and the two had a long relationship before they wed. He became a Banker soon after.

Motivation: Elven compassion; and he'd like to take his coworkers down a peg

Ideals: Gifted. Flaws: Ugly, Racist. Bonds: Job, In love. Occupation: Banker

Voice: Smoker's lung

Possessions: 2000 gp.