Description: This fat northern man has a bulbous nose and wears skinny pants and wears a white and red robe with the hood down. His skin is also unnaturally pale. His auburn hair is thinning but still full. His eyes are hazel and he is always smoking a pipe.

Personality: He is intelligent and cunning, but he will too often allow his rage to get the better of him. He will lose his cool and rely on brute force to carry the day. He has zero loyalty and will suck up to whomever is within range, in the hopes of being moved to a better position.

History: He got into the Cartwright business at a young age. When he came of age, he joined a caravan that would eventually take him to the capital. He would practice along the way and, when he arrived, be apprenticed to a Cartwright. He was recently attacked on the road and savagely beaten by bandits.

Motivation: A need for knowledge about a nearby landmark; and to reunite with his old friends

Flaws: Ugly, Antagonistic, Fearful. Bonds: Job, Adventurer. Occupation: Cartwright

Voice: Switch between two voices

Possessions: 3000 gp. Sapphire pendant on gold chain (800 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: This man is moderately tanned and has just the faintest trace of an accent. He is wearing colorful clothing, dressed as a Ruler. His red hair is styled in orderly dreadlocks. He has a dull look in his blue eyes.

Personality: Naal wants to be seen as a stoic, levelheaded, noble Wizard, so he tries to act the part. He does a good job, for the most part... He also has developed a complete distrust of the Banker profession.

History: His arcane talent manifested at a young age. Aiming to upstage a rival house, his parents had him trained. His family was turned out during the war. He and his family wandered west to less war torn lands. He struck the Ruler job and began his own company from there.

Motivation: Elven compassion; and further expansion of business

Ideals: Disciplined, Gifted. Flaws: PTSD, Racist. Bonds: Immigrant, Job. Occupation: Ruler

Voice: Thin and wheezing

Possessions: 4000 gp. Golden yellow topaz (600 gp). 1 Minor magic item.

Description: Relatively heavier built than your average man, he is not imposing. He wears bulky brown painted plate armor. His moppish auburn hair is in a traditional bowl cut. He tend to wears goggles to shield his eyes.

Personality: He is a hateful person. He taunts others and blames them for his problems. He has a minor phobia of water and hates getting wet.

History: He was a bastard born out of an affair, and his father always resented and mistreated him for it out of spite. Like his father and his brother before him, after school he went straight into learning to become a Guard. He became a plane-shifter, and is stopping over on this plane for a brief visit.

Motivation: He's in love; and he is wracked by social anxiety

Flaws: Antagonistic, Fearful. Bonds: Job, Adventurer, Has a crush. Occupation: Guard

Voice: Cold and demanding tone

Possessions: 2000 gp. Brass mug with jade inlays (400 gp). Gold and topaz bottle stopper cork (300 gp). Jeweled gold crown (6000 gp). Silver comb with moonstones (200 gp). Jeweled gold crown (6000 gp). Silver comb with moonstones (200 gp). Brass mug with jade inlays (400 gp). Silver-plated steel longsword with jet jewel in hilt (200 gp). Gold and topaz bottle stopper cork (300 gp). Carved harp of exotic wood with ivory inlay and zircon gems (1100 gp). An abacus with copper, silver and gold markers (100 gp).