Description: He appears as an extremely gaunt Elf, and stands approximately 4'10". He is wearing the road beaten gear of a warrior, and his gloved hand is found clutching a shield. His auburn hair is kept up in a ponytail inside a broad hat. His gray eyes dart from person to person to random spaces in the air.

Personality: He hates Elves with a passion. As such he is filled with self loathing. He is skeptical of what others tell him and is slow to trust.

History: His parents moved while he was still in utero so he is the first generation to be born here. Ahvain was born on a far southern forest where he grew up under the tutelage of his mother, an expert Ploughman. He has dedicated himself to building a better trade route.

Motivation: To get a good night's sleep; and elven compassion

Ideals: Fighting. Flaws: Racist, Shy, Insomniac. Bonds: Immigrant, Adventurer. Occupation: Ploughman

Voice: Dark and ominous

Possessions: 1000 gp. Blue quartz (14 gp). Blue quartz (14 gp). Eye agate (14 gp). Deep blue spinel (1500 gp). Deep green spinel (120 gp).

Description: This eastern man is abnormally tall. He wears a brown wide-brimmed hat and brown clothes. His whole body is exceptionally muscular. His blonde hair has been sun bleached extensively. His fair skin shows little sign of his aristocratic breeding.

Personality: Friendly and accommodating he would invite many more into his home than his spouse would be comfortable with if they did not express concern about it. He feeds upon the attention of others.

History: His parents moved while he was still in utero so he is the first generation to be born here. His father took him hunting and taught him how to get in the mind of other creatures. He became a Banker soon after.

Motivation: He loathes his own lifestyle; and he'd like to take his coworkers down a peg

Ideals: Philantrophist. Flaws: Depressed. Bonds: Immigrant, Attractive, Nature, Job. Occupation: Banker

Voice: Rolls R's

Possessions: 3000 gp. Red garnet (70 gp). Iolite (60 gp). Brown-green garnet (70 gp).

Description: He is well dressed, but even with his fine clothing he looks run-down. He has relatively light skin and is very physically imposing due to his abundance of muscles. He has styled his black hair well, parting it to the right. His face is feral with sharp distinguishing features. His spectacle hidden eyes are a deep blue.

Personality: He is a hateful person. He taunts others and blames them for his problems. He always tries to repair and not replace. It was this mentality that drove him into the Banker business.

History: He was born to a pair of big game hunters, but was frequently ill as a child. At a young age he wooed the heart of his future spouse and the two had a long relationship before they wed. Some 8 years later his spouse died after the birth of his daughter. Heartbroken, Efferil never married again. Instead he focused his life to raising his daughter whom he trained as his mother had trained him before.

Motivation: Wants to open a new tavern; and further expansion of business

Ideals: Persistence. Flaws: Antagonistic, Disease. Bonds: In love, Job. Occupation: Banker

Voice: Scandinavian accent

Possessions: 3000 gp. A detailed rose, with petals and thorns, constructed of silver and electrum (20 gp). Black velvet mask with numerous citrines (100 gp).