Description: He is dressed in a clean yellow cloak covering his clean studded leather. He is bristling with hidden weapons, mostly flails and ceremonial daggers. He has dyed his greying black hair a little too much giving a sharp black color. His thin eyebrows rest above his beady hazel eyes.

Personality: He likes to fabricate stories about his past exploits and how crazy he is, but in actuality he is rather bland. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: His parents moved while he was still in utero so he is the first generation to be born here. In his formative years he discovered how persuasive he was. He began using that to his advantage selling useless wares at inflated prices. He now has a substantial network of resources ranging from contacts to ships to peers.

Motivation: He is a bit of a kleptomaniac; and seeks redemption

Ideals: Entrepeneur. Flaws: Ugly, Mundane. Bonds: Criminal record, Immigrant. Occupation: Dyer

Voice: Sounds elderly

Possessions: An abacus with copper, silver and gold markers (40 gp). An elaborate, whalebone scrimshaw carving of intertwined orbs, each showing the legend of creation story (40 gp). Large well-done wool tapestry (400 gp). Brass mug with jade inlays (400 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: A pudgy man standing about 4'9" has a big stupid grin on his face most of the time. He wears tight fitting clothing which further accentuates his frame. His white hair and beard is wavy and long. His otherwise smooth face is marked with small tiny scars.

Personality: He is quiet and reserved most of the time, but warms up to people very quickly. Around friends he is liable to tell dirty jokes and enjoy himself. Raer enjoys physical pleasures, and is well known for his love of warm baths in the hot springs near the town.

History: He was born at the edge of vast island. A gifted student he started as a Painter, but he got bored and became a Engraver. He has gone from town to town till he finds a spot where he can set up a sustainable business.

Motivation: Retire the richest man in the north; and further expansion of business

Ideals: Joker, Entrepeneur. Flaws: Hedonist. Bonds: Attractive, Nature, Job. Occupation: Engraver

Voice: Australian accent

Possessions: 3000 sp. Emerald (1300 gp). Golden yellow topaz (1200 gp). Golden yellow topaz (1200 gp). Malachite (12 gp). Tiger eye turquoise (12 gp).

Description: He wears a brown vest and prefers black and yellow shirts. His boots appear to have been at one point steel toed but are quite worn down. His tied-back hair is white. He wears round tiny glasses practically rammed into his face.

Personality: He is almost excessively polite to everyone, even when angry. He enjoys reading and quiet.

History: His parents moved while he was still in utero so he is the first generation to be born here. He helped his mother out around the business and became quite the natural. He left for the north, certain he would find work there.

Motivation: He'd like to take his coworkers down a peg; and further expansion of business

Ideals: Logical. Flaws: Ugly, Shy. Bonds: Immigrant, Job. Occupation: Fletcher

Voice: Scottish accent

Possessions: 500 gp.

Description: His skin has the orange glow of too much sun. He usually wears his black robe and has his greatsword always slung over his shoulder. He has a blonde handlebar mustache and slicked back blonde hair. This violet eyed southerner is not easily forgotten.

Personality: Friendly and accommodating he would invite many more into his home than his spouse would be comfortable with if they did not express concern about it. He is harsh and unforgiving.

History: Born to a pair of adventurers, Tharivol grew up listening to his mother's many stories. From there he went from mercenary job to mercenary job. Days after completing his studies, news broke out that his hometown was attacked by dire rats. Tharivol was horrified and prayed that his father was alright. However, he heard that his father had died fighting off the dire rats.

Motivation: He is being blackmailed/forced/etc and this influences his actions; and he feels that his past leaves him morally obligated to help

Ideals: Philantrophist. Flaws: Antagonistic. Bonds: Adventurer, Enemies, Criminal record. Occupation: Dilettante

Voice: Jamaican accent

Possessions: 700 pp.

Description: This late middle aged man is generally well dressed albeit a few years behind the times and is in decent physical shape. He has a brown handlebar mustache and slicked back brown hair. This hazel eyed northerner is not easily forgotten.

Personality: He will use flattery and sarcasm to attack and weaken his opponents. Despite his formidable combat skills he remains a coward. His brief stint in the army gave him the idea he was invincible and that he is the toughest man alive.

History: Born in the north to a Farmer, Vanuath learned a great deal about his father's area of expertise. Ostracized due to the psionic powers of his oldest brother, he and his siblings struck out on their own. In the process these unassuming Elves became a terror of the countryside. He tends to his Farmer job now, and dutifully fulfills any obligations he has.

Motivation: Sabotage a competitor; and further expansion of business

Ideals: Fighting, Gifted. Bonds: Attractive, Military, Job. Occupation: Farmer

Voice: Tuts and clicks tongue

Possessions: 900 gp. Hematite (14 gp). Black pearl (1000 gp).