Description: He wears a tight fitting brown shirt and pants. His skin is fair and his fingers are delicate and long. With a patchy auburn beard and wild auburn hair. He has brown eyes.

Personality: Quiet and reserved he prefers to listen than to talk. He will nod occasionally and communicate nonverbally. He takes great joy in being the best Miner in town.

History: He grew up in a lower middle class home, but living comfortably wasn't enough. He was taken from his home at a very young age. He then took over the family business and is one of the better Miner for hire.

Motivation: His name or reputation has been wronged in the past by dire rats, and he desires to right it; and revenge

Flaws: Shy, Mundane. Bonds: Job, Slave, Enemies. Occupation: Miner

Voice: Gruff and masculine

Possessions: 22000 sp. White pearl (60 gp). Deep green spinel (60 gp). Blue star sapphire (900 gp). Deep blue spinel (1600 gp). Amber (60 gp). Smoky quartz (60 gp). Jet (60 gp). Red garnet (60 gp). Moss agate (10 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: He is a physically imposing dark-skinned man. He typically wears white cloth garments or leather armor. His golden hair is lengthy. He has several tiny topaz earrings on each ear.

Personality: His voice, at times compared to that of a Nymph, lambasts those who consider themselves "civilized" with snide, belittling remarks; the subtle growl he speaks with growing louder in doing so, one can find it most pronounced, despite the otherwise natural purity of his tone. He always tries to repair and not replace. It was this mentality that drove him into the Banker business.

History: His parents moved while he was still in utero so he is the first generation to be born here. He graduated from the Naval Academy and went to see the world at the rank of Ensign. He advanced relatively quickly due to his good work ethic, understanding of the chain of command, and natural leadership ability. He now mingles about in high society.

Motivation: He wants nothing more than to rejoin the army; and he has money and likes to spend it

Ideals: Persistence. Flaws: Cynical. Bonds: Rich, Immigrant, Military. Occupation: Banker

Voice: Forgets to breathe while speaking

Possessions: 600 gp.

Description: This northern man's face is deformed and paralyzed on one side. As such, he slurs his words together. He wears many layers of old clothing at all times. He has auburn hair. He is missing an eye and his face is severely sunburned. His one remaining eye shines brown.

Personality: He trusts no one. He is not readily capable for forgiveness and his ire never leaves him. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: He is a Lycanthrope in disguise. His childhood dream was to be a Actor, but he was a colossal failure. He has dedicated himself to building a better village for his children.

Motivation: Sabotage a competitor; and he wants to meet his childhood hero

Ideals: Entrepeneur. Flaws: Ugly, Antagonistic. Bonds: Poor, Adventurer, Job. Occupation: Junk Dealer

Voice: Switch between two voices

Possessions: 200 gp. Malachite (11 gp).

Description: He dresses well, typically a more casual-formal manner, and carries longbows. His chestnut hair has been sun bleached extensively. His blue unseeing eyes seem to look past you.

Personality: He is happy with his job as a Banker. He turns his eye from what people do, preferring to live and let live. He seeks to pay back kindness whenever he gets the chance. Whether it be in the form of unwanted serenades or the latest gossip he always seeks to do solids for his friends.

History: He was born blind and as such lacked many opportunities for work. He helped his father out around the business and became quite the natural. He's also a talented Layabout, but doesn't like to broadcast it.

Motivation: Wants to open a new tavern; and expand his business

Ideals: Fighting, Philantrophist. Flaws: Disease. Bonds: Attractive, Job. Occupation: Banker

Voice: Dark and ominous

Possessions: 700 gp. 1 Minor magic item. 1 Minor magic item.

Description: With black face paint in a stripe pattern across his face, he wears tattered old clothes. He wears a broad hat to cover his moderate length chestnut hair. His ears are large.

Personality: He cares much about the opinion of others, both in good and in bad: when keeping in line with his opinion, he thinks highly of the other person, but when opinions clash, he can get violently argumentative. He passes on several rewards to people in need. He makes a point to leave places better than he found them.

History: Naill was born to in a poor docking district. He spent his early days working in the same smith shop his mother was employed at, doing general labor. He was a friend to animals and a trickster. In his defense of animals however he would do severe harm to people. He used his abilities to travel the world and help people.

Motivation: Expand his business; and wants to work out more often

Ideals: Opinionated, Philantrophist. Flaws: Ugly. Bonds: Poor, Nature. Occupation: Shoemaker

Voice: Sounds elderly

Possessions: 200 gp. Rock crystal (70 gp). Fiery yellow corundum (1200 gp). Red spinel (140 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.