Description: 4'11" and muscular, this northern man wears a grey coat over a black low-cut shirt, and a top hat upon his head. His golden hair is greasy and uncared for. His ears are large.

Personality: He loves telling others what to do and how they should feel about things. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: Efferil was born in the north. At a young age he loved to build and create. In his formative years he discovered how persuasive he was. He began using that to his advantage selling useless wares at inflated prices. He has been a successful dealer in antiques buying low and selling high.

Motivation: Retire the richest man in the north; and wants to work out more often

Ideals: Athletic, Opinionated, Entrepeneur, Persistence. Flaws: Ugly. Occupation: Barber

Voice: Sounds elderly

Possessions: 270 pp. Golden circlet with four aquamarines (6000 gp). Gold dragon comb with red garnet eye (1400 gp). Silver chalice with lapis lazuli gems (150 gp). Gold and topaz bottle stopper cork (1400 gp). A roughly beaten golden orb (150 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: A man with thick toned arms and a paunchy gut. He is well dressed, constantly wearing a brown suit, grey shirt, and tan tie. He has dyed his greying white hair a little too much giving a sharp white color. His eyes are green and beady.

Personality: He will rave to anyone who will listen. He disdains his fellow northerners, claiming they make him look unintelligent just for using an accent.

History: Born to a Miner, his mother struggled to pay the bills. Ahvain was born on a far northern plains where he grew up under the tutelage of his mother, an expert Layabout. He moves from town to town, unable to find a place to settle.

Motivation: Wants to work out more often.

Ideals: Athletic. Flaws: Ugly, Insane. Bonds: Immigrant, Poor. Occupation: Layabout

Voice: Old thin voice

Possessions: 700 gp. Blue sapphire (900 gp). Jet (80 gp). Hematite (7 gp). Rose (50 gp). 1 Minor magic item.

Description: He is of a modest build and height, but he carries himself more imposing than he is. He wears professional attire. His chestnut hair is still thick. His eyes are green and he is always smoking a pipe.

Personality: Abrasive and pushy, he has a hard time making friends. He is a very good compulsive liar and kleptomaniac.

History: When he was but 3 years old his parents immigrated from the north. He was an athlete and attended two major summer competitions. He never won. Recently he has begun working with bootleggers and crooks.

Motivation: Wants to work out more often.

Ideals: Athletic. Flaws: Antagonistic. Bonds: Attractive, Criminal record, Immigrant. Occupation: Adventurer

Voice: Scratchy, weak

Possessions: 200 gp. White pearl (90 gp). 1 Minor magic item.

Description: This man dresses in grey turtlenecks beneath a white coat with violet slacks. He is muscular with a powerful set of arms. His hair is cut close to his head. His ears are large.

Personality: He is very quiet and rarely speaks above a whisper. He is fiercely devoted to his mother, and views his mother's ex-spouse as an evil person for separating him from his legal half-brother.

History: He was born with several neurological imbalances, which makes sleep difficult for him. It may also be what makes him so good at details. His mother disappeared, and while he tried to raise money to find his mother, he was betrayed dozens of times. He remains aloof and afraid to be himself due to all the ideals others have placed upon him.

Motivation: Marry his brother to traveling adventurers; and to get a good night's sleep

Flaws: Ugly, Shy, Disease, Insomniac. Bonds: Family. Occupation: Seamstress

Voice: Speaks fast with a slight lisp

Possessions: 2000 gp. Moonstone (70 gp). Bloodstone (70 gp). Golden yellow topaz (600 gp). Chrysoberyl (120 gp). Moonstone (70 gp). Chrysoberyl (120 gp). Citrine (70 gp). Blue star sapphire (1300 gp). Fire opal (1300 gp). Chrysoprase (70 gp). Deep blue spinel (600 gp). Red spinel (120 gp). Moss agate (8 gp). Lapis lazuli (8 gp). 1 Medium magic item.

Description: A man of a pale complexion, he is generally well dressed albeit a few years behind the times. His blonde hair is still thick. His face is full, his cheeks are rosy, and he always seems to sport a perfect smile and a twinkle in his gray eyes.

Personality: He is soft-spoken, optimistic and speaks nonstop, as he rather likes the sound of his voice. His demeanor is somewhat feminine. He has no love for corruption and racketeering and views those as crimes of the highest magnitude.

History: Born in the north his family was never financially stable. His childhood dream was to be a Weaver, but he was a colossal failure. He has worked as a Soapmaker like his mother before him.

Motivation: To be a Weaver again; and sabotage a competitor

Ideals: Optimist, Justice. Bonds: Attractive, Poor, Job. Occupation: Soapmaker

Voice: Sighs a lot, exhausted

Possessions: 800 gp. Star ruby (1100 gp). White opal (1100 gp). Emerald (1100 gp). Alexandrite (400 gp). Carnelian (50 gp). Hematite (16 gp).