Description: This northern man is abnormally tall. He prefers to wear flannel. His whole body is exceptionally muscular. His silver hair is braided into rings. Judging by the bloodshot nature of his eyes and the massive bags underneath them one would imagine he has not slept for days.

Personality: He is irritable and easily angered. He is a bit of a bully and is not afraid to use his stature and powers to intimidate and hurt. He is always in debt, since he spends his money on lavish parties and gifts for friends

History: He was born with several neurological imbalances, which makes sleep difficult for him. It may also be what makes him so good at details. Through the years after Kelter was born, his father became increasingly distant from his family, instead choosing to pursue power in the north. Kelter's father didn't care for him much, and the feeling was mutual. He hopes to save up enough money to one day pay a cleric to cure him.

Motivation: He uses money and sex appeal to get what he needs; and to get a good night's sleep

Flaws: Insomniac, Antagonistic, Impulsive, Disease. Bonds: Immigrant. Occupation: Sage

Voice: Old Prospector

Possessions: 400 gp. 1 Masterwork Musical instrument.

Description: Runty and weak-looking, he wears a black cloak and cross-gartered yellow stockings. His auburn hair is greasy and uncared for. He has violet eyes.

Personality: He is extraordinarily eccentric. He works hard and plays hard.

History: Born in the west his family was never financially stable. There was a wharf not far from home where he often wandered off to fish. He is untrained/undisciplined, which makes him dangerous.

Motivation: He is not mentally stable, and does not behave rationally; and doesn't want to be a banker and was forced into it by his family

Flaws: Ugly, Insane, Hedonist. Bonds: Poor, Nature. Occupation: Banker

Voice: Low rumbling, strings words together

Possessions: 500 gp. 1 Minor magic item. 1 Minor magic item.

Description: He wears a simple burlap shirt and baggy pants. He conceals his mace with his veritable burlap sack of a shirt, but does not cut a very imposing figure. He walks with a slouch but will stand straight to his full 3'4" when asserting himself. He wears his white hair down. He wears large thick round spectacles.

Personality: He is overprotective of those who hire his services. He will often invite strangers home for dinner and talk their ears off. He cares deeply for his spouse and does his best to make sure his guests look presentable.

History: Born to a Tanner, his mother struggled to pay the bills. His mother was a mechanic, and taught him how to fix just about anything. Some 2 years later his spouse died after the birth of his daughter. Heartbroken, Sapply never married again. Instead he focused his life to raising his daughter whom he trained as his mother had trained him before.

Motivation: Wishes to resurrect an old love; and to clean up the streets

Ideals: Optimist, Persistence. Bonds: Guardian, In love, Poor. Occupation: Farmer

Voice: Nasally tone

Possessions: 300 sp. 1 Simple lock.

Description: He likes to wear darkened spectacles and heavy clothing, no matter the weather. He has styled his chestnut hair well, parting it to the right. His eyes are likewise brown.

Personality: He is curt in most of his responses. He prefers to keep his word usage to a minimum to avoid giving away unnecessary information. He is harsh and unforgiving.

History: He was born several months after his father was called into army service. In his formative years he discovered how persuasive he was. He began using that to his advantage selling useless wares at inflated prices. He has been a successful dealer in antiques buying low and selling high.

Motivation: He is being blackmailed/forced/etc and this influences his actions; and seeks redemption

Ideals: Entrepeneur. Flaws: Shy, Antagonistic. Bonds: Military, Criminal record. Occupation: Tailor

Voice: pre-pubescent

Possessions: 1000 gp. Hematite (7 gp). Black opal (600 gp). Deep green spinel (70 gp). Zircon (40 gp). Golden yellow topaz (500 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.