Description: He wears clothing that is held on in multiple layers but all of it is in poor condition. His skin is fair and his fingers are delicate and long. His long blonde hair reaches down to his waist. His eyes are likewise gray.

Personality: He is enamored with his job. He loves it. He likes the challenge and he likes helping those less fortunate than him. His respect, as difficult as one would find it to earn, is unwavering; those who more than prove themselves to him, a bar set well above any reasonable standard, he tolerates in varying degrees. Though less modest and more hasty in his reactions to snap at those who irritate him, Chad is combative with any and all who dare try his patience in the slightest.

History: Born the oldest of a large religious northern family, he was no stranger to responsibility. His necromantic abilities were realized during a raid on his village. He has gone from town to town till he finds a spot where he can set up a sustainable business.

Motivation: To be a Merchant again.

Ideals: Justice, Gifted. Bonds: Poor, Job, Religious. Occupation: Laborer

Voice: Prounounces S like Z

Possessions: 30000 cp. Embroidered silk and velvet mantle with numerous moonstones (1500 gp).

Description: This western man's face is deformed and paralyzed on one side. As such, he slurs his words together. He is typically in his Banker uniform. His red hair is lengthy and is close to two feet long. He has hazel eyes and a pastel hat with a red feather.

Personality: He fancies himself a trickster and likes to rely on his wits to carry the day. He cares for his older siblings and likes to be recognized by them. He also hits on women, regardless of circumstances.

History: Born in a small village he learned the ways of the warrior from his mother. Like his mother and his sister before him, after school he went straight into learning to become a Banker. He now owns his own business.

Motivation: Further expansion of business.

Ideals: Fighting. Flaws: Ugly. Bonds: Job, Family, Has a crush. Occupation: Banker

Voice: Soft and mumbly

Possessions: 40 pp. Peridot (60 gp). White pearl (100 gp). 1 Minor magic item. 1 Minor magic item.

Description: A pudgy man standing about 5'4" has a big stupid grin on his face most of the time. He wears rags and sports a simple walking cane. His hair is silver and very short. His amber eyes lackadaisically let the world flow into them.

Personality: He is extraordinarily eccentric. He is a thrill seeker, he laughs at people and throws down challenges. He is highly competitive and combative.

History: He was born to loving parents in a slum to the north. He couldn't stand his childhood mentor and eventually formed a pact with his mentor's previously failed apprentice to rebel. When their plan failed the mentor lashed out against both of them and fled. He became a plane-shifter, and is stopping over on this plane for a brief visit.

Motivation: He is not mentally stable, and does not behave rationally; and obtaining odd cultural human artifacts is his passion

Flaws: Insane. Bonds: Poor, Adventurer, Mentor. Occupation: Engraver

Voice: Pronounces 'its' and 'is' like 'eats' and 'ease'

Possessions: 300 gp. Emerald (400 gp). White pearl (50 gp). Star rose quartz (30 gp). Blue sapphire (400 gp). 1 Minor magic item. 1 Minor magic item.

Description: She is a woman of bearing and well nourished. She is bundled in multiple layers and is prepared for a desert trek wearing a turban that covers her face most of the time. She wears a deerstalker hat to hide her balding. Her blue eyes show the wear and tear of someone lonely with a great burden to carry.

Personality: She is unhospitable to her core. Her small house has "No trespassing" Signs all over it. She will pursue extreme courses of action in the short term, confident that they cannot fail.

History: Trained by her mother for as long as she can remember she had it drilled in her head that it was her duty to serve her country. She graduated from the Naval Academy and went to see the world at the rank of Ensign. She advanced relatively quickly due to her good work ethic, understanding of the chain of command, and natural leadership ability. She hasn't been sleeping well lately.

Motivation: Her name or reputation has been wronged in the past by gnolls, and she desires to right it; and to get a good night's sleep

Flaws: Antagonistic, Impulsive, Insomniac. Bonds: Military, Enemies. Occupation: Painter

Voice: Irish accent

Possessions: 100 gp. 1 Minor magic item.