Description: A middle-aged man, he prefers to wear the grand gowns of high society. He carries his fan with him everywhere and carries himself as the perfect gentleman, and is pretty ugly. He has no hair. He has brown eyes and a black hat with a blue feather.

Personality: He is extraordinarily eccentric. He also has developed a complete distrust of the Banker profession.

History: Ar-Karo was raised in a hard working conservative environment. When the war came and ruined his parents he was left adrift. He was a hard man then and has only learned to fight more as time goes on. He has taken up work as a Architect and fed both sides of the war false information with the goal of increasing casualties.

Motivation: Further expansion of business; and he is not mentally stable, and does not behave rationally

Flaws: Ugly, Insane, PTSD. Bonds: Rich, Job. Occupation: Architect

Voice: Old Prospector

Possessions: 2000 gp. Zircon (20 gp). Blue diamond (2000 gp). Freshwater pearl (13 gp). Black pearl (700 gp). Zircon (20 gp). Obsidian (13 gp). Bloodstone (20 gp). Tiger eye turquoise (13 gp). Alexandrite (700 gp). Sardonyx (20 gp). Tiger eye turquoise (13 gp). Deep blue spinel (700 gp). Banded agate (13 gp). Black opal (1100 gp). White pearl (140 gp). Freshwater pearl (13 gp). Freshwater pearl (13 gp). 1 Medium magic item.

Description: He is a pot bellied southern man with a big hulking figure and broad shoulders. He wears a white cloak and cross-gartered black stockings. His hair is chestnut and very short. His eyes, though not visible through his cowl, are hazel.

Personality: Mâku is depressed about a lot of things. He tends to be a nihilist. As long as the job gets done he does not care how it got done.

History: Mâku lived on a farm with his mother, near the main road leading to a nearby town. He made a point of taking high paying jobs and getting most of it up front. He spent several years traveling with his friend, before both settled down to enjoy the fruits of their adventures.

Motivation: Wants to work out more often.

Ideals: Athletic, Professionalism. Flaws: Depressed. Bonds: Family, Adventurer. Occupation: Hunter

Voice: Shortens vowels

Possessions: 5000 gp. A roughly beaten golden orb (130 gp). A detailed rose, with petals and thorns, constructed of silver and electrum (10 gp). Old masterpiece painting (2000 gp). An abacus with copper, silver and gold markers (130 gp). A necklace of small pink pearls (1000 gp). Sapphire pendant on gold chain (2400 gp). 1 Minor magic item. 1 Minor magic item.

Description: She wears black painted combat armor at almost all times, but does not cut a very imposing figure. She walks with a slouch but will stand straight to her full 6'6" when asserting herself. She wears her red crest up. Her eyes are gold and she is always smoking a pipe.

Personality: She does not believe in betrayal or weakness as things to be tolerated. She will often invite strangers home for dinner and talk their ears off. She cares deeply for her spouse and does her best to make sure her guests look presentable.

History: She got into the Healer business at a young age. She worked as a nervous Healer and found it very stressful. She has made many enemies by not giving into corruption and outing many instances of it.

Motivation: To be a Carpenter again.

Ideals: Justice, Optimist. Bonds: In love, Job. Occupation: Healer

Voice: Gruff and masculine

Possessions: 7000 gp. Moonstone (20 gp). Deep blue spinel (300 gp). Aquamarine (300 gp). Rhodochrosite (8 gp). Chrysoberyl (80 gp). Violet garnet (300 gp). Aquamarine (300 gp). Zircon (20 gp). White pearl (80 gp). Amethyst (80 gp). Obsidian (8 gp). Moss agate (8 gp). Obsidian (8 gp). Fiery yellow corundum (1600 gp). Violet garnet (300 gp). Moss agate (8 gp). Zircon (20 gp). White pearl (80 gp). Coral (80 gp). Chrysoberyl (80 gp).

Description: A man with a calm yet intense air about him, he wears a fine chain shirt which he covers with red colored cloaks and clothing. His brown hair is matted, messy, and big. His eyes are a pleasant hazel.

Personality: Friendly and accommodating he would invite many more into his home than his spouse would be comfortable with if they did not express concern about it. He pushes his goals aggressively. He is also a coward if confronted.

History: Born to a pair of adventurers, Pikar grew up listening to his father's many stories. While he appears to be a normal Halfling, he's... not quite right. Perhaps he's slightly insane, or otherwise so mentally alien to the rest of the world that he plain doesn't fit in. He was recently attacked on the road and savagely beaten by bandits.

Motivation: He is wracked by social anxiety; and he wants to meet his childhood hero

Ideals: Philantrophist. Flaws: Ugly, Fearful, Insane. Bonds: Adventurer. Occupation: Bowyer

Voice: Pronounces difficult words wrong

Possessions: 1000 pp. Azurite (16 gp). Black pearl (1200 gp). Eye agate (16 gp). Tiger eye turquoise (16 gp). Carnelian (50 gp). Azurite (16 gp). Lapis lazuli (16 gp). Black pearl (1200 gp). Brown-green garnet (110 gp). 1 Medium magic item. 1 Medium magic item. 1 Medium magic item.

Description: A woman of a pale complexion, she dresses in collared shirts and wears a proper scarf over her head. Her auburn hair is thinning but still full. She has a very pronounced jaw and large eyebrows. She wears rectangular glasses with silver brims.

Personality: Seraphina wants to be seen as a stoic, levelheaded, noble Druid, so she tries to act the part. She does a good job, for the most part... She lacks moral complications. She does what she is told to by employers but not much else. She spends her money on whatever she fancies at the time.

History: She served in the navy to pay for her family's outstanding loans. Her parents enrolled her in a Druid school at a young age so that she could practice her martial talents. She has worked as a Merchant like her father before her.

Motivation: She has money and likes to spend it; and further expansion of business

Ideals: Disciplined, Gifted. Bonds: Job, Military, Rich. Occupation: Merchant

Voice: High pitched and raspy

Possessions: 700 pp. Golden yellow topaz (200 gp). Fiery yellow corundum (500 gp). Emerald (500 gp). Freshwater pearl (4 gp). Deep blue spinel (200 gp). Rock crystal (60 gp). Freshwater pearl (4 gp). Blue sapphire (500 gp). Violet garnet (200 gp). Obsidian (4 gp). Pink pearl (150 gp). 1 Medium magic item.

Description: He tends to wear a large pastel jacket. He is portly but not overly obese. He wears his orange fur down. His eyes are green and beady.

Personality: He is business-like. He takes instructions and follows them to the letter. Animals are drawn to him, and he is able to talk to them.

History: He was born a particularly ugly child, much to the horror of his parents. His mother was a soldier and died while he was still young. Tree was left his mother's suit of armor and trained in its use and care. He hasn't been sleeping well lately.

Motivation: He has a rivalry with the Church that dominates his actions; and he is compelled to act according to his religious beliefs

Ideals: Professionalism, Gifted. Flaws: Ugly, Insomniac. Bonds: Military, Religious. Occupation: Cook

Voice: Gruff and masculine

Possessions: 6000 gp. Citrine (40 gp). Sard (40 gp). White pearl (100 gp). Golden pearl (100 gp). Fiery yellow corundum (900 gp). Fiery yellow corundum (900 gp). Jade (100 gp). Violet garnet (300 gp). Golden yellow topaz (300 gp). Blue star sapphire (900 gp). 1 Medium magic item. 1 Medium magic item.

Description: He is an average looking southern male in his early mid-life. He is dressed in earthy colors with a white and tan handkerchief worn on his right side. His silver hair is long and unkept. He wears round tiny glasses practically rammed into his face.

Personality: He has schizophrenia that causes him to hear things that aren't there and will sometimes respond to them. He dislikes loud distracting noises, but is overall hospitable. His biggest love is that of knowledge and as such will purchase any books or pay to listen to tales that travelers might have.

History: He was born to a pair of big game hunters, but was frequently ill as a child. His father was a mechanic, and taught him how to fix just about anything. He has been a successful dealer in antiques buying low and selling high.

Motivation: He seems to be bored by most things; and retire the richest man in the south

Ideals: Logical, Persistence, Entrepeneur. Flaws: Ugly, Disease, Mundane. Occupation: Banker

Voice: Nasally tone

Possessions: 1200 pp. Obsidian (11 gp). Carnelian (40 gp). Jade (130 gp). Onyx (40 gp). Banded agate (11 gp). Jasper (40 gp). Alexandrite (300 gp). Golden pearl (130 gp). Banded agate (11 gp). Rhodochrosite (11 gp). Malachite (11 gp). Golden yellow topaz (300 gp). Black pearl (300 gp). Lapis lazuli (11 gp). Deep green spinel (130 gp). Golden yellow topaz (300 gp). Coral (130 gp). Deep green spinel (130 gp). Chalcedony (40 gp). White pearl (130 gp).