Description: This man is moderately tanned and has just the faintest trace of an accent. He wears a tan shirt with thin blue vertical stripes and violet pants. He wears his chestnut hair up. He is baby faced.

Personality: Quiet and reserved he prefers to listen than to talk. He will nod occasionally and communicate nonverbally. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: Born the oldest of a large religious northern family, he was no stranger to responsibility. When money was particularly tight he was walking through alleys when he overheard a Beggar hiring some criminals to sabotage a competitor. He made his way to the other competitor and parlayed his knowledge into a job. He now has a substantial network of resources ranging from contacts to ships to peers.

Motivation: He has a rivalry with the Church that dominates his actions; and retire the richest man in the north

Ideals: Entrepeneur. Flaws: Shy. Bonds: Immigrant, Religious, Poor. Occupation: Beggar

Voice: Mumbles to self between sentences

Possessions: 21000 gp. Amber (120 gp). Amethyst (120 gp). Black pearl (1100 gp). Chalcedony (30 gp). Tiger eye turquoise (14 gp). Black pearl (1100 gp). Canary diamond (5000 gp). Obsidian (14 gp). Eye agate (14 gp). Rose (30 gp). Rhodochrosite (14 gp). Black pearl (1100 gp). Golden yellow topaz (1100 gp). 1 Major magic item.

Description: Runty and weak-looking, he sports pastel clothing, slightly heavier than average wear. He sports a flattop fur cut. He has gleaming, smiling yellow eyes.

Personality: He has schizophrenia that causes him to hear things that aren't there and will sometimes respond to them. He has a small toy that he constantly fidgets with.

History: He was born the only child of a wealthy merchant. Cursed with a spirit at a very young age, Drifting has worked very hard to control his curse. He hopes to save up enough money to one day pay a cleric to cure him.

Motivation: Retire the richest man in the north.

Ideals: Entrepeneur. Flaws: Ugly, Disease, Addict. Bonds: Poor. Occupation: Tailor

Voice: Sore throat, cough

Possessions: 400 pp. Deep blue spinel (1000 gp). Blue quartz (6 gp). Deep green spinel (140 gp). Banded agate (6 gp). Azurite (6 gp). Citrine (20 gp).

Description: 6'2" and lanky with angular features, he is an attractive figure. He is renowned for his bright pastel suits and hats. He has done his best to style his beige fur to look like a famous performer. His eyes are copper and catlike.

Personality: He will rave to anyone who will listen. His brief stint in the army gave him the idea he was invincible and that he is the toughest man alive.

History: Born to a pair of adventurers, Shifting grew up listening to his mother's many stories. While he appears to be a normal Tabaxi, he's... not quite right. Perhaps he's slightly insane, or otherwise so mentally alien to the rest of the world that he plain doesn't fit in. He now travels the world, in search of power and loot.

Motivation: He wants to meet his childhood hero; and retire the richest man in the west

Ideals: Entrepeneur. Flaws: Insane. Bonds: Attractive, Military, Adventurer. Occupation: Stableman

Voice: Eastern European accent

Possessions: 15000 gp. Golden pearl (90 gp). Pink pearl (90 gp). Aquamarine (1200 gp). Banded agate (16 gp). Brown diamond (4000 gp). Eye agate (16 gp). Moss agate (16 gp). Red spinel (90 gp). Violet garnet (1200 gp). Smoky quartz (40 gp). Banded agate (16 gp). Blue quartz (16 gp). Smoky quartz (40 gp). Zircon (40 gp). Tiger eye turquoise (16 gp). Golden yellow topaz (1200 gp). Coral (90 gp). Onyx (40 gp). Jet (90 gp). Malachite (16 gp). Rhodochrosite (16 gp). Alexandrite (1200 gp). Moss agate (16 gp). Silver pearl (90 gp). Smoky quartz (40 gp). Aquamarine (1200 gp). Sardonyx (40 gp). Tiger eye turquoise (16 gp). Red garnet (90 gp). Tiger eye turquoise (16 gp). Amethyst (90 gp). 1 Major magic item. 1 Major magic item. 1 Major magic item.

Description: She is a pot bellied northern woman with a big hulking figure and broad shoulders. She wears a shirt that is too small, which lets her gut show, with a ratty white coat over it. Her hair is long and blonde with streaks of golden, and is pulled back with small white clips. Her green eyes lackadaisically let the world flow into them.

Personality: The woman has a huge range of feeling. She will range from being happy and joking with the occasional self put down to crying stating how she will be a better person from this day on. She is cautious and jumpy. She reacts to every sound and lacks any concept of subtlety.

History: She was born a particularly ugly child, much to the horror of her parents. She dropped out of school before completing her studies. She was recently attacked on the road and savagely beaten by bandits.

Motivation: She feels threatened by others; and she is terrified, and will act out of fear

Ideals: Athletic, Logical. Flaws: Ugly, Emotional, Fearful. Occupation: Brewer

Voice: Gruff and masculine

Possessions: 7000 gp. Rhodochrosite (15 gp). Rich purple corundum (1200 gp). Star rose quartz (40 gp). Brown-green garnet (50 gp). Sardonyx (40 gp). Violet garnet (200 gp). Chrysoberyl (50 gp). Aquamarine (200 gp). Red spinel (50 gp). Blue diamond (4000 gp). Blue quartz (15 gp). Banded agate (15 gp). Azurite (15 gp). Blue star sapphire (1200 gp). Peridot (40 gp). Azurite (15 gp). Tiger eye turquoise (15 gp). Aquamarine (200 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: He likes to wear ponchos typically of a light black in addition to tight pants. His golden hair is thinning but still full. He has a dull look in his amber eyes.

Personality: He is quite gentle and does not know the full extent of his strength. He works very hard to maintain that gentleness. He is a logical person and will generally grow upset if things defy logic and science.

History: Odorr was born the youngest of three triplets. He graduated from the Naval Academy and went to see the world at the rank of Ensign. He advanced relatively quickly due to his good work ethic, understanding of the chain of command, and natural leadership ability. When his spouse passed he lost his only source of income but claims to his sons to still be retired.

Motivation: To reunite with his absent mother; and marry his brother to traveling adventurers

Ideals: Disciplined, Logical. Bonds: Family, Military. Occupation: Fletcher

Voice: Soft and melodious

Possessions: 700 pp. Brass mug with jade inlays (100 gp). Fire opal pendant on a fine gold chain (1800 gp). Large well-done wool tapestry (100 gp). Silver-plated steel longsword with jet jewel in hilt (900 gp). Finely wrought small gold bracelet (40 gp). Silver comb with moonstones (900 gp). Jeweled electrum ring (4000 gp). Solid gold idol (1100 gp). Carved harp of exotic wood with ivory inlay and zircon gems (1100 gp). Jeweled electrum ring (4000 gp). A necklace of small pink pearls (4000 gp). A large tome filled with over one hundred recipes written by a former royal chef. (80 gp). Brass mug with jade inlays (100 gp). Eyepatch with mock eye of sapphire and moonstone (1800 gp). Sapphire pendant on gold chain (3000 gp). 1 Medium magic item.

Description: A man with thick toned arms and a paunchy gut. He wears tight fitting clothing which further accentuates his frame. His white hair is cut short. His eyes are green.

Personality: He is always cheerful, even with a hangover, and is always willing to go through all sorts of trouble to help his friends. He considers everything a fun event and doesn't hold grudges. A fanatic, his devotion to his small selection of gods is unquestionable. He claims to be doing their will and will base all his actions on whether or not they would be pleasing to the gods.

History: He comes from a rich northern family. A serious injury left his mother unemployed and in need of constant care. His family became saddled with debt trying to care for his infirm mother. He has built up a small fortune and can afford his own way.

Motivation: Wants to have a good time and be beloved; and he has a rivalry with the church that dominates his actions

Ideals: Athletic, Optimist. Bonds: Attractive, Religious, Rich, Debt. Occupation: Crown-heir

Voice: Raspy

Possessions: 7000 gp.

Description: Dark and lean, he is a relatively plain man. He is wearing a perfectly clean shirt and pair of pants. His hair is always cut to a buzz. His fierce blue eyes like to dwell on things.

Personality: He is irascible and easily irritated. He is motivated by money and will often try and persuade people to work for cheap. He haggles over everything, upselling his goods and buying cheap. He is persistent in everything.

History: Ralf was raised in a hard working conservative environment. He moved from fad to fad and when he turned 15 he discovered music. He tends to his Servant job now, and dutifully fulfills any obligations he has.

Motivation: Sabotage a competitor.

Ideals: Entrepeneur, Artistic. Flaws: Antagonistic. Bonds: Attractive, Job. Occupation: Servant

Voice: Cold and demanding tone

Possessions: 400 pp. 1 Medium magic item.