Description: 5'4" and muscular, this western man likes to wear blue tank tops with tan pants. His white hair is thinning but still full. His eyes are amber and catlike.

Personality: Cocky and sure of himself, he believes he is the best Banker born in the past three hundred years. He is often prim and proper but will on occasion tell either really disgusting or offensive jokes, which seem out of character.

History: Born to a poor family in the city he treasured whatever gifts he got. As a young adult he joined a group advocating for an improvement in Elven conditions. He has worked as a Banker like his mother before him.

Motivation: Wants to work out more often; and sabotage a competitor

Ideals: Athletic, Joker. Flaws: Racist. Bonds: Job, Poor. Occupation: Banker

Voice: Scandinavian accent

Possessions: 2000 gp. Pink pearl (50 gp). Citrine (70 gp). Violet garnet (1300 gp). Moss agate (12 gp). Moonstone (70 gp). Alexandrite (1300 gp). Rock crystal (70 gp). 1 Medium magic item.

Description: 6'6" and lanky with angular features, he is an attractive figure. He wears a shirt and pants that are bristling with pockets overflowing with maps, compasses, and other navigational equipment. His crest is cut close to his head. He has gold eyes and a green hat with a pastel feather.

Personality: Here is a man who knows he is the smartest in the room. He talks down to others constantly. He claims to be unscrupulous but at the end of the day he will do what he thinks is right.

History: He grew up in a lower middle class home, but living comfortably wasn't enough. In his formative years he discovered how persuasive he was. He began using that to his advantage selling useless wares at inflated prices. Unlike his family, who was content to work in a sleepy main town, he wanted to work in the city. He has been working here for the past few years.

Motivation: He doesn't get along with people that don't share his tastes; and to end his boredom

Ideals: Entrepeneur, Impeccable, Justice. Flaws: Mundane. Bonds: Attractive. Occupation: Slave Trader

Voice: Gruff and masculine

Possessions: 8000 gp. 1 Medium magic item.

Description: His left thumb is blackened and bruised, but otherwise he appears quite healthy. He is armored in gleaming platemail with gilded edges. A flowing white cape and mantle trimmed with soft green waves gently in the breeze. His golden hair has been sun bleached extensively. His eyes are brown and catlike.

Personality: He is extraordinarily passive and rarely speaks, let alone speaks his mind. His brief stint in the army gave him the idea he was invincible and that he is the toughest man alive.

History: He was born in the south. He has chosen to use the inheritance that was left to him frivolously. He was betrayed by a partner and left for dead, teaching him a humbling lesson in trusting others.

Motivation: He's repulsed by the PC.

Flaws: Shy, Antagonistic. Bonds: Rich, Military, Immigrant. Occupation: Sailor

Voice: Australian accent

Possessions: 8000 gp. Sardonyx (50 gp). Sardonyx (50 gp). Star rose quartz (50 gp). Malachite (13 gp). Black pearl (500 gp). Alexandrite (500 gp). Star ruby (500 gp). Zircon (50 gp). Amber (60 gp). Moss agate (13 gp). Emerald (500 gp). Rich purple corundum (500 gp). Chrysoprase (50 gp). Violet garnet (500 gp). White pearl (60 gp). Sardonyx (50 gp). Fiery yellow corundum (500 gp). Red garnet (60 gp). Coral (60 gp). Sardonyx (50 gp).

Description: She is a physically imposing dark-skinned woman. She wears tattered old clothes. She keeps her red hair in a pixie cut. Her brown eyes peer out from beneath her deerstalker red hat.

Personality: She considers herself the protector of her home. She feels this is her duty and calling. She is able to fit into much smaller and tighter spaces than normal.

History: Raised by wardens she was only a novice when giants swooped upon their monastery and killed most of the order. She went to a religious school and was inspired by the priests there in charitable deeds. She was granted arcane powers by her dying sister.

Motivation: To clean up the streets; and someone believes her a fraud

Ideals: Gifted. Flaws: Ugly. Bonds: Guardian, Religious, Enemies. Occupation: Roofer

Voice: Jittery and nervous

Possessions: 11000 gp. Jeweled anklet (4000 gp). A large tome filled with over one hundred recipes written by a former royal chef. (130 gp). Embroidered and bejeweled glove (4000 gp). Carved harp of exotic wood with ivory inlay and zircon gems (800 gp). Large well-done wool tapestry (300 gp). An ornate, electrum-trimmed steel scabbard worked in swirl-patterns (130 gp). Golden circlet with four aquamarines (6000 gp). A roughly beaten golden orb (130 gp). An elaborate, whalebone scrimshaw carving of intertwined orbs, each showing the legend of creation story (40 gp). 1 Medium magic item. 1 Medium magic item. 1 Medium magic item. 1 Medium magic item.

Description: This tall, slender woman is wearing the road beaten gear of a warrior. She keeps her white hair in a pixie cut. Her blue eyes dart from person to person to random spaces in the air.

Personality: She is unhospitable to her core. Her small house has "No trespassing" Signs all over it. She works hard and plays hard.

History: Her history is one of pain. She was disowned by both parents and raised among the slaves her parents kept. Her parents enrolled her in a Druid school at a young age so that she could practice her druidic talents. She was granted druidic powers by her dying brother.

Motivation: Wants to open a new tavern; and balancing her hectic life and new merchant responsibilities is difficult

Ideals: Fighting, Gifted. Flaws: Antagonistic, Hedonist. Bonds: Slave, Job. Occupation: Merchant

Voice: Shortens vowels

Possessions: 9000 gp. Large well-done wool tapestry (300 gp). A necklace of small pink pearls (6000 gp). Large well-done wool tapestry (300 gp). Carved bone or ivory statuette (30 gp). An abacus with copper, silver and gold markers (160 gp). 1 Minor magic item. 1 Minor magic item. 1 Minor magic item. 1 Minor magic item.

Description: An imposing man with a heavy stainless steel prosthetic right hand, he is constantly adorned with expensive silk clothing, often dyed in bright green and black, and wears rings and necklaces with large, colorful gems. His silver hair, when down, is lengthy. His face possesses mild wrinkles. His smile is extraordinarily sincere though he does not smile often.

Personality: He is very quiet and rarely speaks above a whisper. The war was a terrible time for him, and Zepar does not often speak of it. When he does, he does so with a strained expression and tears in his eyes.

History: A child with a great deal of poetry talent his parents made sure he got the chance to thrive. He inherited a moderately successful company from his father. Under his leadership it has flourished, and using capital from his venture he effectively owns an entire region. He has built up a small fortune and can afford his own way.

Motivation: He is greedy; and he loathes his own lifestyle

Ideals: Artistic. Flaws: Shy, Depressed. Bonds: Rich, Military. Occupation: Miner

Voice: Speaks with back of mouth

Possessions: 6000 gp. Freshwater pearl (15 gp). Deep green spinel (110 gp). Amber (110 gp). Banded agate (15 gp). Red-brown spinel (110 gp). Emerald (400 gp). Chrysoprase (60 gp). Azurite (15 gp). 1 Medium magic item.

Description: A middle-aged woman, she wears a tan cloak and cross-gartered grey stockings, and is pretty ugly. With wild red hair. Judging by the bloodshot nature of her eyes and the massive bags underneath them one would imagine she has not slept for days.

Personality: She is not truly malevolent, but she is obsessed with music. She constantly tries to fill her life with music. She is lazy and tries to find solutions quickly.

History: She was born to loving parents in a slum to the south. When money was particularly tight she was walking through alleys when she overheard a Herbalist hiring some criminals to sabotage a competitor. She made her way to the other competitor and parlayed her knowledge into a job. She was recently attacked on the road and savagely beaten by bandits.

Motivation: To get a good night's sleep.

Ideals: Artistic. Flaws: Ugly, Insomniac, Lazy. Bonds: Poor. Occupation: Herbalist

Voice: Sighs a lot, exhausted

Possessions: 15000 gp. Golden pearl (160 gp). Aquamarine (200 gp). Onyx (40 gp). Blue quartz (8 gp). Blue quartz (8 gp). Rhodochrosite (8 gp). Deep green spinel (160 gp). Red spinel (160 gp). Rich purple corundum (600 gp). Tiger eye turquoise (8 gp). Freshwater pearl (8 gp). Jade (160 gp). Brown-green garnet (160 gp). Moonstone (40 gp). 1 Major magic item.