Description: This petite short man is perpetually holding a chocolate of some kind. He wears loose pants and a collared shirt complete with sweater beneath his coat, marred by chocolates. His broad hat is riddled with cuts and holes. His thin eyebrows rest above his beady blue eyes.

Personality: He likes to brag about his accomplishments and constantly tries to beat others to the punch. He is however greedy and will demand payment and proof of collateral's value and will produce a merchant's scale to make sure he is not cheated out of a speck.

History: He was born blind and as such lacked many opportunities for work. He took every job he could get his hands on, but the opportunities for Elves in the west were limited. He now has a substantial network of resources ranging from contacts to ships to peers.

Motivation: Retire the richest man in the west; and he wants to meet his childhood hero

Ideals: Passionate, Entrepeneur. Flaws: Ugly, Disease. Bonds: Immigrant. Occupation: Soapmaker

Voice: Uses lots of figures of speech

Possessions: 4000 gp. A necklace of small pink pearls (3000 gp). Fire opal pendant on a fine gold chain (1400 gp). Large well-done wool tapestry (500 gp). Old masterpiece painting (1400 gp). Silver comb with moonstones (1000 gp). Gold dragon comb with red garnet eye (1800 gp). Eyepatch with mock eye of sapphire and moonstone (1400 gp). Solid gold idol (400 gp).

Description: She is of a modest build and height, but she carries herself more imposing than she is. She wears tan trousers with grey and brown striped suspenders. She wears various colorful collared shirts. Her hair is chestnut, silky, and of moderate length. Her hazel eyes show the wear and tear of someone lonely with a great burden to carry.

Personality: She is cool and collected. She likes to make quips and puns whenever she does anything. She also makes a point to compliment her superiors and flatter them. She will often invite strangers home for dinner and talk their ears off. She cares deeply for her spouse and does her best to make sure her guests look presentable.

History: Her necromantic talent manifested at a young age. Aiming to upstage a rival house, her parents had her trained. While studying, she fell in love. They married and had a daughter. Since then, she has sought to make the best of life.

Motivation: Wishes to resurrect an old love; and wants to have a good time and be beloved

Ideals: Disciplined, Optimist, Gifted. Bonds: Attractive, In love. Occupation: Roofer

Voice: Relaxed voice

Possessions: 500 pp. Violet garnet (800 gp). Eye agate (4 gp). Amethyst (110 gp). Jade (110 gp). Blue quartz (4 gp). Tiger eye turquoise (4 gp). 1 Medium magic item.

Description: She is a pot bellied southern woman with a big hulking figure and broad shoulders. She is dressed in a clean white cloak covering her clean studded leather. Her golden hair is styled in orderly dreadlocks. Her gray eyes are slightly larger than normal.

Personality: This woman loves singing and to teach people singing more than just about anything. A true patriot, Tagga would do anything for her country. She is fiercely protective of her fellow citizens and foreign allies.

History: Born the oldest of a large religious southern family, she was no stranger to responsibility. Her mother was supposedly a charlatan fortune teller, but she insists her mother was legitimate. Since then, she has sought to make the best of life.

Motivation: She wants nothing more than to rejoin the army; and wants to work out more often

Ideals: Athletic, Artistic, Optimist. Bonds: Military, Religious. Occupation: Farmer

Voice: Sounds elderly

Possessions: 7000 gp. Silver-plated steel longsword with jet jewel in hilt (500 gp). A small bag of saffron. (30 gp). Carved harp of exotic wood with ivory inlay and zircon gems (800 gp). A necklace of small pink pearls (5000 gp). Jeweled anklet (4000 gp). Silver chalice with lapis lazuli gems (130 gp). Black velvet mask with numerous citrines (130 gp).

Description: She wears professional attire. She carries with her a set of nunchakus on her belt, each one with a amber on the hilt. She sports a flattop fur cut. Her blue eyes peer out from beneath her top brown hat.

Personality: She is extraordinarily passive and rarely speaks, let alone speaks her mind. She is vehemently anti-magic. All of it is evil and corrupting in her opinion.

History: Cloak was born to in a poor docking district. She spent her early days working in the same smith shop her father was employed at, doing general labor. When money was particularly tight she was walking through alleys when she overheard a Seamstress hiring some criminals to sabotage a competitor. She made her way to the other competitor and parlayed her knowledge into a job. She remains aloof and afraid to be herself due to all the ideals others have placed upon her.

Motivation: Obtaining odd cultural Human artifacts is her passion.

Ideals: Fighting, Opinionated. Flaws: Shy. Bonds: Attractive, Poor. Occupation: Seamstress

Voice: Spits and sputters

Possessions: 4000 gp. Gold and topaz bottle stopper cork (1200 gp). Large well-done wool tapestry (100 gp). A detailed rose, with petals and thorns, constructed of silver and electrum (30 gp). Black velvet mask with numerous citrines (70 gp). Eyepatch with mock eye of sapphire and moonstone (1600 gp). An ornate, electrum-trimmed steel scabbard worked in swirl-patterns (70 gp). A miniature golden chest with tiny emeralds lining the top (70 gp). 1 Medium magic item.

Description: This late middle aged woman wears many layers of old clothing at all times and is in decent physical shape. Her red fur is braided into rings. Her face is scarred and worn.

Personality: A deeply religious woman she believes everything happens for a reason. She is always in debt, since she spends her money on lavish parties and gifts for friends

History: Born to a Shepherd, her father struggled to pay the bills. Over the years she perfected her riding and shooting skills. She inherited the family business which she has now maintained for 15 years.

Motivation: Expand her business; and balancing her hectic life and new merchant responsibilities is difficult

Flaws: Ugly, Impulsive. Bonds: Poor, Religious, Nature, Job. Occupation: Merchant

Voice: Ums and uhs a lot

Possessions: 1000 pp. Obsidian (11 gp). Star ruby (400 gp). Star ruby (400 gp). Citrine (80 gp). Peridot (80 gp). Silver pearl (140 gp). Freshwater pearl (11 gp). Deep blue spinel (1000 gp). Jasper (80 gp). Blue quartz (11 gp). Freshwater pearl (11 gp). Chrysoberyl (140 gp). Jet (140 gp). Brown-green garnet (140 gp). Citrine (80 gp). Smoky quartz (80 gp). Alexandrite (1000 gp).

Description: The man speaks with an almost imperceptible accent. He seems to always be the slightest bit damp as if he got out from a pool a few moments ago. He likes to wear brown tank tops with white pants. He has a long black beard with little hanging trinkets. He is baby faced.

Personality: He is quiet and reserved most of the time, but warms up to people very quickly. Around friends he is liable to tell dirty jokes and enjoy himself. He dislikes loud distracting noises, but is overall hospitable. His biggest love is that of knowledge and as such will purchase any books or pay to listen to tales that travelers might have.

History: When he was but 6 years old his parents immigrated from the west. He worked as a nervous Painter and found it very stressful. He's since become an addict/alcoholic.

Motivation: Sabotage a competitor; and wants to open a new tavern

Ideals: Joker, Logical. Flaws: Addict. Bonds: Immigrant, Job. Occupation: Painter

Voice: Scandinavian accent

Possessions: 5000 gp. Embroidered silk and velvet mantle with numerous moonstones (1100 gp). Jeweled electrum ring (6000 gp). Black velvet mask with numerous citrines (90 gp). A large tome filled with over one hundred recipes written by a former royal chef. (90 gp). Sapphire pendant on gold chain (1100 gp). Jeweled anklet (2000 gp). Solid gold idol (1200 gp). An abacus with copper, silver and gold markers (90 gp). 1 Medium magic item. 1 Medium magic item. 1 Medium magic item.

Description: He is an exceptionally muscular looking northern young adult. He wears many layers of old clothing at all times. Beneath his clothing is a huge mess of scar tissue. He keeps his rusty crest in a flapper bob. He has a very pronounced jaw and large eyebrows. He wears rectangular glasses with silver brims.

Personality: He is calm most of the time but flees social interaction. He is a bit of a xeno-phobe, disliking non-Dragonborns.

History: Fax lived on a farm with his mother, near the main road leading to a nearby town. As a young adult he joined a group advocating for an improvement in Dragonborn conditions. Due to his spouse's obsession with being a Baker they were divorced and he won custody of their son. He worked as a Painter, and he later adopted a second son.

Motivation: Wants to raise his children well.

Flaws: Ugly, Shy, Racist. Bonds: Poor, Slave, Family. Occupation: Painter

Voice: Cold and demanding tone

Possessions: 6000 gp. Carved harp of exotic wood with ivory inlay and zircon gems (300 gp). Sapphire pendant on gold chain (2900 gp). Eyepatch with mock eye of sapphire and moonstone (1000 gp). Gold and topaz bottle stopper cork (1800 gp). A necklace of small pink pearls (4000 gp). 1 Medium magic item.