Description: A man with a warm, jovial air about him, he wears an old set of leather armor, nicked and torn by the ravages of time and battle. He wears a small hat to hide his balding. This copper eyed southerner is not easily forgotten.

Personality: Cocky and sure of himself, he believes he is the best Banker born in the past three hundred years. His respect, as difficult as one would find it to earn, is unwavering; those who more than prove themselves to him, a bar set well above any reasonable standard, he tolerates in varying degrees. Though less modest and more hasty in his reactions to snap at those who irritate him, Lone is combative with any and all who dare try his patience in the slightest.

History: Lone was born to in a poor docking district. He spent his early days working in the same smith shop his mother was employed at, doing general labor. Like his mother and his sister before him, after school he went straight into learning to become a Banker. He has worked as a Banker like his mother before him.

Motivation: Sabotage a competitor.

Ideals: Fighting, Justice. Bonds: Job, Poor. Occupation: Banker

Voice: Speaks through clenched teeth

Possessions: 1 Masterwork Common Ranged Weapon. 1 Masterwork Uncommon Weapon. 1 Masterwork Common Melee. 1 Masterwork Common Ranged Weapon.

Description: She is an average looking northern female in her early mid-life. She likes to wear darkened spectacles and heavy clothing, no matter the weather. She keeps her red hair in a flapper bob. She has hazel eyes and a blue hat with a green feather.

Personality: Prone to second guessing herself, she comes off as nervous. She is able to make almost anything out of random pieces of junk.

History: A child with a great deal of poetry talent her parents made sure she got the chance to thrive. Her parents enrolled her in a Sorcerer school at a young age so that she could practice her druidic talents. She has never given up on her poetry dream.

Motivation: Wants her loneliness to end; and wants to raise her children well

Ideals: Gifted, Artistic. Flaws: Shy, Addict. Bonds: Poor. Occupation: Barrister

Voice: Sounds elderly

Possessions: 700 pp. Freshwater pearl (14 gp). Aquamarine (1400 gp). Chalcedony (30 gp). 1 Minor magic item.

Description: He wears an amalgamation of clothes and depending on the season will wear more layers of the continuing hodge podge. He has a moderate pudge and is not very fit. His red crest is kept up in a ponytail inside a small hat. He wears large thick round spectacles.

Personality: Soft-spoken and well mannered, he has an amazing amount of patience and a slow boiling temper. He is fiercely devoted to his mother, and views his mother's ex-spouse as an evil person for separating him from his legal half-brother.

History: A studious child he never was much for a social life, not because he was unlikable, but because he did not seek it out. He made a point of taking high paying jobs and getting most of it up front. When his spouse passed he lost his only source of income but claims to his sons to still be retired.

Motivation: Many giants want him driven away; and he's looking for his big break

Ideals: Disciplined, Gifted. Bonds: Poor, Family, Adventurer, Enemies. Occupation: Armorer

Voice: Breathy voice

Possessions: 1000 gp.

Description: With black face paint in a stripe pattern across his face, he wears light armors faded through time and improper care. His purple hair is braided into rings. He has a tattooed face.

Personality: He speaks before he thinks and is too direct. He is a bit of a xeno-phobe, disliking non-Tieflings.

History: Nirgel was born to in a poor docking district. He spent his early days working in the same smith shop his mother was employed at, doing general labor. His father was supposedly a charlatan fortune teller, but he insists his father was legitimate. He then took over the family business and is one of the better Layabout for hire.

Motivation: A strong sense of loyalty to Dwarven people.

Flaws: Impulsive, Racist. Bonds: Poor, Religious. Occupation: Layabout

Voice: Speaks fast with a slight lisp

Possessions: 200 gp.